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This home is in Bannon Lakes, St. Augustine.

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203 TESORO Terrace, St. Augustine, FL 32095

$1,049,999
MLS# 2131100
4
Bedrooms
3
Bathrooms
2,951
Sq Ft
2024
Year Built

About This Home — 203 TESORO Terrace

Move-in ready. Luxury upgraded. Ideally located. Experience the best of coastal St. Johns County living in Madeira, a sought-after master-planned community ideally located just minutes from historic downtown St. Augustine, Vilano Beach, the Intracoastal Waterway, and some of Northeast Florida's most celebrated dining, recreation, and cultural attractions. Situated within one of Florida's highest-rated school districts, Madeira offers the perfect blend of coastal elegance, modern convenience, and the timeless charm that makes St. Augustine one of the state's most desirable places to call home. And the best part? You don't have to wait months for it. Recently reduced by $30,000, 203 Tesoro Terrace is READY NOW--allowing you to skip the uncertainty, delays, and added expense of new construction while enjoying nearly $80,000 in premium after-market upgrades already completed.

Features

Price$1,049,999
Price / Sq Ft$356
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,951
Total Structure Area3,979 sq ft
Acres0.39 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontYes
Direction FacesSouth

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address203 TESORO Terrace, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size16,988.4 sq ft
Parcel Number0734330490
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Lake, Pool, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Free Standing
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Covered, Deck, Front Porch, Patio, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 20, 2026
Days on Market101
HOA Fees$426 / Quarterly
HOA FrequencyQuarterly
HOA NameFirst Coast Association Management
HOA Fee IncludesCable TV, Internet
Tax Amount$15,560.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

About Bannon Lakes

Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bannon Lakes homes for sale →

Mortgage Calculator

$1,049,999
$210,000
Loan Term
Monthly Payment
$5,589
Principal & Interest: $5,589
Est. Taxes & Insurance: $1,397
Estimated Total Monthly
$6,986
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: RE/MAX UNLIMITEDNicole Middlebrook · nicole@firstcoastcollective.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

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