A Krista Fracke tour day
A Day of Home Shopping in Silverleaf
Silverleaf is the fastest growing master plan in St. Johns County, and it carries one headline the others cannot match: no CDD. I toured a couple here recently with a budget between $450,000 and $700,000 who had been comparing fee stacks across the county, and Silverleaf was their spreadsheet winner. The day tested whether the ground matched the math.
9:00 AM
Coffee on St. Johns Parkway, then the amenity spine
We start with the drive down Silverleaf Parkway itself, past the pools, pickleball, and dog parks that anchor the community, because the amenity story here is spread along the spine rather than gathered in one center.
The framing for the day: three village stops inside Silverleaf at different price points, then two outside comparisons that carry CDD fees, so the no CDD math becomes concrete.
9:30 AM
Silverleaf Village, the attainable entry
Silverleaf Village is where the community pricing starts, with current listings in the mid four hundreds. For buyers priced out of the county corridors two years ago, this stop rewrites what feels possible.
The efficient plans here trade square footage for the address and the fee math, and for many first time county buyers that is the right trade.
On the market here right now
What I love
- • The most attainable entry in the community
- • No CDD keeps the monthly honest
- • Full amenity access
What to weigh
- • Compact plans and lots
- • Construction activity nearby
CDD: No CDD anywhere in Silverleaf, which is the community headline.
HOA: Modest HOA.
Schools: St. Johns County schools, with new schools opening as the area grows; verified per address.
10:45 AM
Silver Landing, the middle of the market
Silver Landing is the volume center of Silverleaf right now, with thirty five homes marketable and a median in the mid five hundreds. The builder mix gives real choice inside one village.
This is the stop where we compare two or three actual homes head to head, because the inventory allows it, and nothing sharpens a decision faster.
On the market here right now
What I love
- • Deep inventory and builder variety
- • Mid market pricing
- • No CDD
What to weigh
- • Active construction phases
- • Young landscaping
CDD: No CDD.
HOA: Modest HOA.
Schools: St. Johns County schools; verify per address.
12:30 PM
Lunch, then Holly Forest and the main community streets
After lunch we tour Holly Forest and the broader Silverleaf streets, where the medians climb into the six hundreds and the lots stretch out. The sixty plus active listings across the main community mean this budget has genuine choice at the top of the band too.
By this stop the no CDD arithmetic has usually done its work: the same monthly payment simply buys more house here.
On the market here right now
What I love
- • Larger lots and plans at the band top
- • Deepest total inventory in the south county
- • The no CDD payment math
What to weigh
- • Amenities spread along the spine rather than one hub
- • Retail still catching up to the rooftops
CDD: No CDD.
HOA: Modest HOA.
Schools: St. Johns County schools; new schools are opening with the growth, so we verify current assignments.
2:30 PM · comparison stop
Comparison one: Shearwater and the 210 amenity engine
The first comparison is Shearwater, fifteen minutes east, where a CDD funds the lagoon pool, the trails, and the kayak launch. Same county, similar prices, opposite philosophy: pay the assessment, get the resort.
Some buyers run back to the Silverleaf math. Others decide the amenities are exactly what the fee is for. Both are right.
On the market here right now · pool home
3:45 PM · comparison stop
Comparison two: RiverTown on the river
The second comparison is RiverTown, north along the corridor, where the amenity answer is the St. Johns River itself. It splits the difference on fees and adds the water, and for some buyers that view ends the conversation.
Between the three, the south county decision becomes what it should be: a choice between amenity philosophies, made with open eyes.
Want this exact day, planned for you?
Silverleaf wins on arithmetic and asks you to be patient with the growing pains. Whether that trade fits is a one day question when the tour is planned right. Tell me your budget and your must haves and I will run this exact route with homes picked for you.
Or call or text Krista directly at 904-333-8595. No account needed, and your information is never sold.
Questions buyers ask on these tours
Does Silverleaf really have no CDD fee?
Correct, Silverleaf was developed without a Community Development District, which is rare for a master plan of its size in St. Johns County. You pay a modest HOA instead, and the difference shows up in the monthly payment. I put the side by side math on paper for any two homes you are comparing.
What schools serve Silverleaf?
St. Johns County public schools, with new schools opening in the area as the community grows. Assignments are address specific and actively changing, so I verify current zoning for every home we consider.
How does Silverleaf compare to Shearwater or RiverTown?
Silverleaf trades resort amenities for lower fees, Shearwater does the reverse, and RiverTown adds the river. This tour visits all three perspectives in one day, which is the fastest honest way to choose.
Can Krista run this tour for me?
Yes. Shared itinerary, times, and homes matched to your budget, with the fee math made explicit at every stop.