Bannon Lakes Homes For Sale, St. Johns County

Every Bannon Lakes home sits in FEMA Flood Zone X, the low-risk designation (100% of listings). Zone X properties fall outside the Special Flood Hazard Area, so a standard mortgage does not require federally mandated flood insurance. A number of homes are waterfront along the community's lakes; buyers may still choose to carry a policy, and rates depend on the specific property.

Bannon Lakes is zoned to Mill Creek Academy (elementary and middle), with Tocoi Creek High School and Allen D. Nease High School serving the community. All are part of the St. Johns County School District. Confirm current attendance-zone assignments with the district, as boundaries can change.

Bannon Lakes homes range from roughly $289,000 to about $899,000, with a median near $454,000 — among the more attainable new-construction communities in St. Johns County. Floor plans span a wide 1,502 to 4,284 square feet with 3 to 5 bedrooms. Pricing shifts with inventory, so ask Krista for current availability.

Like most St. Johns County master-planned, amenity-rich communities, Bannon Lakes is expected to carry a homeowners association (HOA) plus a Community Development District (CDD) assessment billed with your property taxes — the CDD often helps fund the community's amenities. Amounts vary by home and change over time, so confirm the exact HOA dues and CDD figures for any specific property before writing an offer.

Yes. Bannon Lakes is a new-construction single-family community, with homes built roughly from 2020 through 2026. All available homes are single-family residences. Because this is new construction, the on-site sales agent represents the builder — having your own REALTOR (typically builder-paid) ensures your interests are represented through contract and closing.

There’s no automated estimate on this site, on purpose — algorithms average a zip code, and your value turns on the specifics an average can’t see: condition, position, and what the last few Bannon Lakes sales actually closed for. Every new listing and MLS-recorded sale in Bannon Lakes surfaces on this page as it happens, so following it is the simplest way to watch your comp set move. When you want a real number, Krista prepares it personally against Bannon Lakes’s own sales — no algorithm guesses, no obligation.

It depends on the market you list into, not the market you read about — and this page tracks Bannon Lakes’s pace the honest way, from live MLS activity rather than a static average. The market snapshot above reflects what’s actually happening here right now, and it shifts: the answer in a tight-inventory spring is different from a heavy-inventory fall. Before we ever set a price or a timeline, I read Bannon Lakes’s current pace — days on market, how recent sales closed against their list prices, and what your home’s specific competition looks like the week we launch.

A few lines beyond the obvious ones. In Bannon Lakes, plan on: the commission you and Krista agree on, Florida’s documentary stamp tax on the deed, title and closing charges per local custom, the association’s estoppel letter — and because this community carries a district assessment, the CDD line is prorated at closing and must be disclosed to your buyer, which is a paperwork step, not a penalty. Priced and disclosed correctly, it never kills a deal; handled sloppily, it stalls one. Krista runs the full seller’s net sheet against Bannon Lakes’s actual cost structure before you commit to a number.