St. Johns County CDD fees: the map nobody gives you.

Which St. Johns County communities have no CDD?

SilverLeaf is the headline answer — its developer deliberately built without a CDD, and “no CDD fees” is one of its core selling points. Beyond that, most established (pre-master-plan) neighborhoods and rural streets across the county carry no district assessment. The trade-off is real in both directions: CDD communities got their amenity networks built on day one; no-CDD communities either have fewer shared amenities or fund them through the HOA.

Are CDD fees worth it?

It depends on whether you use what they built. The assessment is why communities like Nocatee and Palencia opened with resort pools, trails, and amenity centers already finished instead of promised. If that network is your lifestyle, the math often works; if you would not use it, a no-CDD community may serve you better. There is no universal answer — which is exactly why the number belongs in your monthly math before you offer, not after.

How do I find the exact CDD amount for a specific home?

The county tax record shows the true assessment for each individual parcel — and it can differ from the neighbor’s identical floor plan, because the bond portion can be partially or fully prepaid by a previous owner. Listings rarely disclose this. I pull the county record — the CDD line, the bond payoff status, and the HOA dues — for every home my buyers consider in a CDD community.

How much does a CDD add to the tax bill?

Two ways to read it on this page. The district table gives the dollar line each adopted budget puts on the tax bill, community by community, from about $1,200 a year in the smallest districts to over $5,000 on the largest lots in Palencia and Beachwalk. The live table below it shows what current listings actually report as annual tax divided by list price, and the CDD communities read higher than their no-CDD neighbors at the same price. The exact line is per parcel, and I pull it.

Is the CDD included in a listing’s estimated property taxes?

On the actual county bill, yes in effect — the CDD is added as its own line, so the total you pay the tax collector each year is property tax plus CDD together. Estimates are messier: online tax estimates (this site’s included) are modeled from the typical bills of comparable homes, so they approximate a combined total without itemizing a specific home’s CDD line — and the “taxes” figure in a listing is usually the seller’s last bill, at the seller’s assessed value, which resets when you buy. The clean way to budget: the tax estimate at your purchase price plus the home’s actual CDD line, as two separate numbers. You can verify the current CDD line yourself — the county tax collector’s public parcel search shows the full bill for any address. The remaining bond payoff balance, and what both numbers become at your purchase price, is where I come in.