SilverLeaf fees: no CDD — here’s what you pay instead.
“No CDD fees” is SilverLeaf’s calling card, and it’s true. But no CDD is not no fees — and the marketing rarely finishes the sentence. Here’s the whole picture: the live HOA numbers by village, what they cover, and the honest way to compare SilverLeaf against the CDD communities it competes with.
By Krista Fracke — Broker Associate, Christie's International Real Estate First Coast · 20+ years in Northeast Florida · 500+ closings · client reviews
The no-CDD fact, stated plainly
SilverLeaf was deliberately developed without a Community Development District — there is no district-assessment line on a SilverLeaf tax bill, which can save a four-figure annual sum against comparable CDD communities. It is the headline exception on the St. Johns County CDD map. The trade is structural: CDD communities financed bigger amenity networks on day one; SilverLeaf funds its amenities through the developer’s build-out and the HOA below.
The live table: median monthly HOA by village
Computed from active listings reporting an association fee (villages with 3+ reporting listings; annual and quarterly cadences normalized to monthly). Associations set and change their own fees — the HOA documents govern.
| Village | Median HOA / mo | Listings reporting |
|---|---|---|
| Silverleaf | $100 | 54 |
| Silver Landing | $100 | 34 |
| Holly Forest | $100 | 5 |
| Silverleaf Village | $100 | 9 |
| Silver Falls | $144 | 19 |
| Evergreen Island At Silverleaf | $167 | 5 |
| Reverie At Silverleaf | $394 | 11 |
Live from the MLS · refreshed daily.
The part nobody tells you
“No CDD” wins the line-item fight, but the only comparison that matters is total monthly cost on the specific homes you’re choosing between — HOA plus any CDD plus taxes plus insurance. Run that math and SilverLeaf usually keeps its edge against comparable CDD communities, but by less than the marketing implies — and occasionally not at all against a home whose CDD bonds were paid off by a previous owner. This site’s listing pages compute the total for you; the SilverLeaf vs Shearwater comparison is exactly this fight, written up.
This is the work I do every week. Comparing SilverLeaf against the CDD communities? I’ll build the true total-monthly comparison on the specific homes you’re deciding between.
Work with Krista (904) 333-8595 Text
Broker Associate · Christie's International Real Estate First Coast · 20+ years · 500+ closings
Common questions
Does SilverLeaf have CDD fees?
No — and that is by design, not accident. SilverLeaf’s developer deliberately built without a Community Development District, and “no CDD” is one of the community’s core selling points. There is no district assessment line on a SilverLeaf tax bill. What you pay instead is the village HOA — the live table on this page shows what listings currently report, village by village.
So is SilverLeaf cheaper to own than Nocatee or Shearwater?
Often, but not automatically — the honest comparison is total monthly cost, not one line item. A CDD community’s assessment funded a bigger amenity network up front; SilverLeaf funds its amenities through the HOA and the developer’s build-out. Add taxes and insurance, which vary house by house, and the gap between communities can shrink or grow. Every listing on this site carries a true-monthly-cost estimate that makes this an apples-to-apples number.
What do SilverLeaf HOA fees include?
The community amenity network — pools, courts, trails, parks — plus each village’s own upkeep. Villages differ: townhome and amenity-heavier villages carry more in the fee, single-family villages less. Compare what the fee buys, not just the dollar figure, and confirm the current schedule in the HOA documents before you offer — associations set and change their own fees.
Which SilverLeaf village is the least expensive way in?
By current list prices, Silver Falls is the entry point (townhomes and compact single-family), with Silverleaf Village and Reverie next, and the estate-lot sections of SilverLeaf proper at the top. The live table above shows how the monthly HOA tracks that same ladder. Tell me your budget and I will tell you which village it actually buys.
SilverLeaf homes for sale →
Every village, live from the MLS.
The St. Johns County CDD map →
Which communities carry assessments — and the other exceptions.
SilverLeaf vs RiverTown →
The county’s two volume giants, compared honestly.
New construction in St. Johns County →
SilverLeaf is one of the county’s busiest build-out fronts.
Want the real number for a specific home?
Tell me the address — I’ll pull the actual HOA schedule and put the true monthly cost next to any CDD community you’re comparing, so the “no CDD” math is real before you offer.