Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Waterford Lakes, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·1 day on market·Waterford Lakes

467 Coastline Way

St. Augustine, FL 32092

$325,000$189/sqftEst. $1,671/moMLS# 2162460

Beds

Baths

1,722

Sq Ft

2023

Built

Garage

Pool

About this home

Waterford Lakes

Live Where Others Vacation! Welcome to this beautifully situated 3-bedroom, 2.5-bath townhome in Waterford Lakes, a gated community within the highly desirable SilverLeaf planned community in St. Johns County, known for its A-rated schools, and incredible amenities. This home is truly special, with one of only a select few townhome lots offering an unobstructed pond view and very private open park-like greenspace. The sellers added a huge custom pavered patio, creating an exceptional outdoor living and entertaining space. The tranquil water view and expansive greenspace were among the features that made this home stand out and inspired the current owner to purchase. Inside, you'll find custom tile flooring throughout the entire downstairs, an open floor plan with high ceilings, and a spacious family room overlooking the pond.

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,671

Principal & Interest: $1,671

Property taxes (est.): $433

Insurance (est.): $217

Estimated Total Monthly

$2,320

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,671

Property taxesest. at asking price, St. Johns County$432

HOAbilled quarterly$127

Estimated total, before insurance$2,230/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,380/yr · $365/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,380/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000

Price / Sq Ft$189

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,722

Acres0.06 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address467 Coastline Way, St. Augustine, FL 32092

Area304- 210 South

SubdivisionWaterford Lakes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,613.6 sq ft

Parcel Number0265731910

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Available, Natural Gas Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyDoors, Windows

ParkingAttached, Garage, Garage Door Opener, Gated, Guest, On Street

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)