Near NSB Kings Bay (Florida side)
Florida Homes Near Naval Submarine Base Kings Bay
353 homes for sale · Updated from the MLS
Kings Bay sits just across the Georgia line, and a large share of its sailors and civilians choose to live on the Florida side — Nassau County’s Yulee corridor, the Wildlight master plan, and Fernandina Beach on Amelia Island, all within roughly a 20–35 minute commute of the gate. Florida’s no-income-tax math is part of that decision for many military families.
You took the job at Naval Submarine Base Kings Bay. Where should you live?
Kings Bay — home of the Atlantic ballistic-missile submarine fleet — sits just across the Georgia line, and many of its sailors, chiefs, and civilians choose the Florida side: Yulee, the Wildlight master plan, and Fernandina Beach, all within roughly a 20–35 minute commute of the gate, with Florida’s no-state-income-tax math working in military families’ favor. This page lists the Florida-side homes in range.
Pay figures, where shown, are publicly reported ranges as of August 2026 — not offers, not advice — and each band shows what is actually on the market within the commute radius right now.
Sources: DoD BAH calculator ↗NSB Kings Bay base guide ↗
Junior enlisted & first-time buyers near Kings Bay
15 homes · $150K–$300K · within 15 milesYulee’s established neighborhoods hold the Florida-side entry tier — VA-loan-friendly single-family within a straightforward I-95 run to the gate.
Mid-career enlisted (E-5–E-7) homes near Kings Bay
159 homes · $250K–$450K · within 15 miles2026 Kings Bay BAH for an E-5 with dependents is published at about $2,133/month; rates vary by paygrade — verify yours on the DoD calculator (sources above, Aug 2026).
The heart of the Florida-side market: Yulee and Wildlight single-family where published BAH does its most realistic work — run your own paygrade on the DoD calculator before setting a budget.
Chiefs, officers & senior civilians
178 homes · $400K–$700K · within 15 milesWildlight’s newer phases, North Hampton’s golf community, and Fernandina’s in-town neighborhoods across the bridge all sit in this band.
Senior officers & island living
78 homes · $700K+ · within 15 milesAmelia Island is the Florida-side reward at the top of this market — beach-corridor homes, the plantation’s south end, and the island’s oceanfront, twenty-five minutes from the gate.
Pay figures are publicly reported ranges, not offers; verify anything that matters with the employer and the sources above. Budget bands describe where current inventory concentrates — they aren’t financial advice, and the right budget is between you and your lender. Live counts refresh hourly from the MLS.
Relocating on a deadline
What the market inside this commute looks like today
If you have a start date, these four numbers tell you how fast you need to move. They come from the live feed for homes within 15 miles of Kings Bay and refresh through the day.
Median days listed is for homes still available. Under-contract homes still show on this site until they close.

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Narrowing it down in the Kings Bay commute?
Tell me what you need and I will line up the showings. I pull the flood zone and the true monthly cost on each one before we go.
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All 353 Florida Homes for Sale Near Naval Submarine Base Kings Bay
Showing the 120 highest-priced matches — use the filters to narrow, or search the full map.
Showing 120 of 120
For Sale0 Mango LaneFernandina Beach, FL 32034
4 bd · 4.5 ba · 3,488 sq ft · 4 ac
$1,201,900Est. $6,397/moListing Office: berkshire hathaway home services heymann williams
For Sale95110 Barnwell RoadFernandina Beach, FL 32034
5 bd · 4.5 ba · 2,959 sq ft · 0.9 ac
$824,900Est. $4,390/moListing Office: southeast atlantic realty
For Sale94001 Goodwood DriveFernandina Beach, FL 32034
4 bd · 4.5 ba · 2,905 sq ft
$675,000Est. $3,593/moListing Office: amelia island real estate services
For Sale95116 Barnwell RoadFernandina Beach, FL 32034
4 bd · 3 ba · 2,534 sq ft · 0.8 ac
$649,900Est. $3,459/moListing Office: southeast atlantic realty
This market, from the inside
This page lists the Florida-side homes within range of the base. BAH varies by paygrade and dependents — verify your rate on the official DoD calculator — and the career guide below maps the market band by band.
Frequently asked questions
Why live on the Florida side of Kings Bay?
The commute from Yulee or Fernandina is comparable to much of St. Marys and Camden County, and Florida has no state income tax — a meaningful difference on military pay. The trade is crossing the state line daily; I-95 makes it a straightforward run.
Does BAH cover a home purchase in Nassau County?
It depends on paygrade and rate year — 2026 Kings Bay BAH for an E-5 with dependents is published at about $2,133/month, and rates step up from there. Whether that supports renting or buying depends on rates and the specific home; verify your paygrade’s current rate on the DoD BAH calculator and run the numbers with a lender who knows VA loans.
Looking for florida homes near naval submarine base kings bay?
I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.
The Yulee & Wildlight hub
Nassau County’s mainland: Wildlight and Del Webb Wildlight at I-95, Tributary and River Glen on US-17, Liberty Cove, the Chester Road river fabric, and Callahan and Hilliard to the west, fifteen minutes from the island’s sand.
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West Nassau
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