Florida Homes Near Naval Submarine Base Kings Bay
411 homes for sale · Updated from the MLS
Kings Bay sits just across the Georgia line, and a large share of its sailors and civilians choose to live on the Florida side — Nassau County’s Yulee corridor, the Wildlight master plan, and Fernandina Beach on Amelia Island, all within roughly a 20–35 minute commute of the gate. Florida’s no-income-tax math is part of that decision for many military families.
This page lists the Florida-side homes within range of the base. BAH varies by paygrade and dependents — verify your rate on the official DoD calculator — and the career guide below maps the market band by band.
You took the job at Naval Submarine Base Kings Bay. Where should you live?
Kings Bay — home of the Atlantic ballistic-missile submarine fleet — sits just across the Georgia line, and many of its sailors, chiefs, and civilians choose the Florida side: Yulee, the Wildlight master plan, and Fernandina Beach, all within roughly a 20–35 minute commute of the gate, with Florida’s no-state-income-tax math working in military families’ favor. This page lists the Florida-side homes in range.
Pay figures, where shown, are publicly reported ranges as of August 2026 — not offers, not advice — and each band shows what is actually on the market within the commute radius right now.
Sources: DoD BAH calculator ↗NSB Kings Bay base guide ↗
Junior enlisted & first-time buyers near Kings Bay
25 homes · $150K–$300K · within 15 milesYulee’s established neighborhoods hold the Florida-side entry tier — VA-loan-friendly single-family within a straightforward I-95 run to the gate.
Mid-career enlisted (E-5–E-7) homes near Kings Bay
187 homes · $250K–$450K · within 15 miles2026 Kings Bay BAH for an E-5 with dependents is published at about $2,133/month; rates vary by paygrade — verify yours on the DoD calculator (sources above, Aug 2026).
The heart of the Florida-side market: Yulee and Wildlight single-family where published BAH does its most realistic work — run your own paygrade on the DoD calculator before setting a budget.
Chiefs, officers & senior civilians
201 homes · $400K–$700K · within 15 milesWildlight’s newer phases, North Hampton’s golf community, and Fernandina’s in-town neighborhoods across the bridge all sit in this band.
Senior officers & island living
100 homes · $700K+ · within 15 milesAmelia Island is the Florida-side reward at the top of this market — beach-corridor homes, the plantation’s south end, and the island’s oceanfront, twenty-five minutes from the gate.
Pay figures are publicly reported ranges, not offers; verify anything that matters with the employer and the sources above. Budget bands describe where current inventory concentrates — they aren’t financial advice, and the right budget is between you and your lender. Live counts refresh hourly from the MLS.
Showing the 300 highest-priced matches — use the filters to narrow, or search the full map.
Showing 300 of 300
Active$899,000MLS# 2134148Est. $4,785/mo337 N Fletcher Avenue, Fernandina Beach, FL 320346 Beds5 Baths3,164 sqftResidential IncomeMCADOO MULTIFAMILY ADVISORS LLC
Active$599,000MLS# 2142572Est. $3,188/mo75125 Edwards Road, Yulee, FL 320972 Beds1 Baths900 sqftResidentialKELLER WILLIAMS SOUTHEASTERN PARTNERS
Active Under Contract$500,000MLS# 2158973Est. $2,661/mo85456 Miner Road, Yulee, FL 320973 Beds2 Baths1,680 sqftResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Active$449,000MLS# 2150805Est. $2,390/mo97040 Rhianna Lane, Yulee, FL 320973 Beds2 Baths1,777 sqftResidentialBERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Active$425,000MLS# 2147530Est. $2,262/mo87238 Branch Creek Drive, Yulee, FL 320974 Beds3 Baths2,557 sqftResidentialKIM COX REAL ESTATE GROUP
Active$405,000MLS# 2143697Est. $2,156/mo86112 Lofton Court, Yulee, FL 320973 Beds2 Baths2,000 sqftResidentialRE/MAX SPECIALISTS
Frequently asked questions
Why live on the Florida side of Kings Bay?
The commute from Yulee or Fernandina is comparable to much of St. Marys and Camden County, and Florida has no state income tax — a meaningful difference on military pay. The trade is crossing the state line daily; I-95 makes it a straightforward run.
Does BAH cover a home purchase in Nassau County?
It depends on paygrade and rate year — 2026 Kings Bay BAH for an E-5 with dependents is published at about $2,133/month, and rates step up from there. Whether that supports renting or buying depends on rates and the specific home; verify your paygrade’s current rate on the DoD BAH calculator and run the numbers with a lender who knows VA loans.
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