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This home is in Amelia Bay Estates, Fernandina Beach.

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$819,0004 bd · 3 ba · 2,690 sq ft

Active·59 days on market·Amelia Bay Estates

95067 Brookhill Place

Fernandina Beach, FL 32034

$819,000$304/sqftEst. $4,465/mo mortgageMLS# 2163952
↓ $41,000 below original list
4
Beds
3
Baths
2,690
Sq Ft
2007
Built
2
Garage
No
Pool

All Amelia Bay Estates homes for sale →Search Amelia Bay Estates on the map

FEMA Zone XHOA $85/mo1.26 acresSingle Family Residence1 story

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About this home

Amelia Bay Estates

Set on a beautifully landscaped 1.26-acre lot in gated Amelia Bay Estates, this 4-bedroom, 3-bath home offers 2,690 square feet of single-story living with a spacious, versatile floor plan. Recent improvements include HVAC and hot water heater replaced in 2026, new garage door, newly fenced yard, Wifi enabled irrigation system, exterior wired lighting, and a freshly added stone front entrance. Inside, soaring 10- to 14-foot ceilings, abundant natural light, and no carpet create an open, airy feel. Multiple living and flex spaces offer options for entertaining, relaxing, working from home, or creating a space that fits your needs. The kitchen features granite countertops, 46 inch cabinetry, newer appliances, a breakfast nook, and access to a butler's pantry. Nearby, the family room features a gas fireplace with custom built ins. Expansive windows along the back overlook the lush backyard and fill the home with natural light. Privately situated away from the guest bedrooms, the primary

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,465
Property taxesest. at asking price, Nassau County$1,131
HOAbilled annually$85
Estimated total, before insurance$5,681/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,832/yr · $736/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$819,000
$163,800
Loan Term
Monthly Payment
$4,465
Principal & Interest: $4,465
Property taxes (est.): $1,131
Insurance (est.): $546
Estimated Total Monthly
$6,142
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance) (the whole 1.3-acre lot)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,832/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$819,000−$20,900
  • Sep 18, 2026Price change$839,900−$10,000
  • Sep 11, 2026Price change$849,900−$10,100
  • Sep 8, 2026Listed$860,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $304/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95057 Terri'S Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$393,000$1774/2.52,225890.2
95967 Surrey Place, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2026$425,000$1784/32,388220.2
95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$440,000$1934/2.52,28590.2
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396980.8
95985 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$469,000$1805/32,600440.9
95993 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$437,038$2113/22,0701030.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$819,000
Price / Sq Ft$304
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,690
Acres1.26 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address95067 Brookhill Place, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Bay Estates
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size54,885.6 sq ft
Parcel Number322N28005A00030000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch
FencingFenced, Back Yard

Additional Information

Date ListedSeptember 8, 2026
Days on Market59
HOA Fees$1,021 / Annually
HOA FrequencyAnnually
Tax Amount$8,831.66
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Bay Estates

Amelia Bay Estates is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Bay Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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