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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.

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Active

$1,175,0004 bd · 3 ba · 2,499 sq ft

Active·14 days on market·Amelia National

95179 Wild Cherry Drive

Fernandina Beach, FL 32034

$1,175,000$470/sqftEst. $6,406/mo mortgageMLS# 2170732
4
Beds
3
Baths
2,499
Sq Ft
2021
Built
3
Garage
No
Pool

30 more homes for sale in Amelia National →Search Amelia National on the map

FEMA Zone XHOA $81/mo15,246 sqft lotSingle Family Residence1 story

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About this home

Amelia National

Welcome to luxury living in gated Amelia National Golf & Country Club! Overlooking the 14th green, this upgraded 4-bedroom, 3-bath home offers stunning golf course views with a natural buffer for added backyard privacy. Best of all, the CDD bond is PAID IN FULL! Impressive curb appeal includes an extended paver driveway, stone accents, a rounded turret, and lush landscaping. Inside, enjoy tray ceilings, crown molding, designer lighting, upgraded trim, and gray luxury vinyl plank flooring throughout—NO CARPET! The great room features a coffered ceiling, gas fireplace with custom mantel, and built-in bookcases. The gourmet kitchen shines with quartz countertops, upgraded cabinetry and specialty drawers, a custom-paneled island, premium appliances, Zephyr vent hood, and pantry with custom wood shelving. A custom dining-room bar and buffet with illuminated glass cabinets make entertaining effortless.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,406
Property taxesest. at asking price, Nassau County$1,622
HOAbilled annually$81
Estimated total, before insurance$8,110/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,175,000
$235,000
Loan Term
Monthly Payment
$6,406
Principal & Interest: $6,406
Property taxes (est.): $1,622
Insurance (est.): $783
Estimated Total Monthly
$8,811
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 23, 2026Listed$1,175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $470/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.5
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.5
95057 Terri'S Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$393,000$1774/2.52,225890.6
95967 Surrey Place, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2026$425,000$1784/32,388220.6
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396980.6
95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$440,000$1934/2.52,28590.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,175,000
Price / Sq Ft$470
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,499
Total Structure Area3,619 sq ft
Acres0.35 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryYulee, reported on 59 other Amelia National listings
MiddleYulee, reported on 59 other Amelia National listings
HighYulee, reported on 58 other Amelia National listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address95179 Wild Cherry Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size15,246 sq ft
Parcel Number26-2N-28-006A-0316-0000
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Playground, Security, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Induction Cooktop, Microwave, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionCleared, Few Trees, On Golf Course
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStone Veneer, Stucco

Additional Information

Date ListedOctober 23, 2026
Days on Market14
HOA Fees$976 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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