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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.

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Active·Listed today·Amelia National

95150 Starling Court

Fernandina Beach, FL 32034

$1,175,000$289/sqftEst. $6,508/mo mortgageMLS# 2170325
Open house Sat, Oct 24 · 12:00 pm–3:00 pm
5
Beds
4
Baths
4,072
Sq Ft
2007
Built
3
Garage
No
Pool

30 more homes for sale in Amelia National →Search Amelia National on the map

FEMA Zone XNo HOA0.40 acresSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia National

NEW ROOF | PREMIER 17TH GREEN GOLF VIEW | CUL-DE-SAC LOCATION Welcome to one of Amelia National's most exceptional homes, perfectly positioned at the end of a peaceful cul-de-sac with one of the community's most desirable views overlooking the 17th green. Offering 4,072 square feet—one of the largest floor plans in the neighborhood—this meticulously maintained residence features 5 bedrooms, 4 baths, and a spacious bonus room with its own private balcony. A long paver driveway leads to the 3-car garage with a new epoxy floor. Inside, the renovated kitchen and beautifully updated primary bath bring a fresh, elevated feel to the home as nothing was left untouched. Enjoy the privacy, views, and lifestyle of Amelia National Golf & Country Club, featuring 24/7 gated security, newly designed Tom Fazio golf course, pro shop, resort-style pool, Har-Tru clay tennis courts, fitness center, and on-site dining.

Next steps in Amelia National

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,508
Property taxesest. at asking price, Nassau County$1,622
Estimated total, before insurance$8,130/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,175,000
$235,000
Loan Term
Monthly Payment
$6,508
Principal & Interest: $6,508
Property taxes (est.): $1,622
Insurance (est.): $783
Estimated Total Monthly
$8,914
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 21, 2026Listed$1,175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $289/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95134 Starling Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$1,075,000$2944/43,6611460
95185 Amelia National Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,000,000$2424/44,127210.3
95205 Amelia National Parkway, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$940,000$2374/53,974440.3
95241 Snapdragon Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYSep 2026$636,000$1934/43,29040.4
95164 Poplar Way, Fernandina Beach, FL 32034Listed by EDGEWATER REALTY LLCJun 2026$739,000$2215/3.53,347900.4
95493 Wild Cherry Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Mar 2026$879,900$2963/32,9691540.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,175,000
Price / Sq Ft$289
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,072
Acres0.40 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address95150 Starling Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size17,424 sq ft
Lot Dimensions.40
Parcel Number262N28006A00770000
ZoningResidential

Amenities

Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage
ViewGolf Course

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, Jack and Jill Bath, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryLower Level
Security24 Hour Security, Gated with Guard

Exterior

Exterior FeaturesBalcony, Tennis Court(s)
Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedOctober 21, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

12:00 pm - 3:00 pm