This home is in Fernandina Beach.
Active·51 days on market
85142 Crews Road
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Completely renovated in 2026, this stunning 3BR/2BA home sits on 4.5 private acres with a scenic pond, mature trees, and a large pole barn, offering the perfect blend of luxury and country living. Inside, the open-concept floor plan features soaring ceilings, abundant natural light, luxury flooring, and designer finishes throughout. The showpiece kitchen boasts custom cabinetry, quartz countertops, a large center island, premium range, elegant gold fixtures, and a hidden refrigerator concealed behind custom cabinetry for a seamless upscale look. The spacious owner's suite offers a beautifully appointed bath with dual vanities and an oversized walk-in shower. Additional highlights include a dedicated laundry room with built-in cabinetry and workspace, covered front and rear porches, and extensive updates throughout. Enjoy room to roam, entertain, store equipment, boats, or recreational vehicles, all while being just a short drive from Amelia Island, beaches, shopping, and dining.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $256,034 | $57,228 | — |
| 2024 | $217,743 | $54,908 | — |
| 2023 | $210,667 | $51,852 | — |
| 2022 | $164,537 | $48,885 | — |
| 2021 | $132,177 | $46,005 | — |
| 2020 | $115,863 | $44,679 | — |
2025 property taxes (current owner): $1,038/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,624 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 29, 2026Listed$649,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PICKETT HOME ADVISORS, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Nassau
Active$550,000MLS# 2150827Est. $2,927/mo6195 River Road, Hilliard, FL 320464 Beds2 Baths2,280 sqftExperience the best of country living on 10.6 beautiful acres in Hilliard. The best of quiet country living just 7.5…
ResidentialROUND TABLE REALTY
Active$324,900MLS# 2155521Est. $1,729/mo28122 Trinity Lane, Hilliard, FL 320465 Beds3 Baths2,128 sqftBrand new 5 bedroom, 3 bathroom home on over an acre in desirable Hilliard area! This home features 5 bedrooms, 3…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Pending$199,000MLS# 2142441Est. $1,059/mo95408 Clements Road, Fernandina Beach, FL 320342 Beds1 Baths960 sqftThis 1930's home needs some love! On nearly 1/2 acre lot, surrounded by large trees and horse farms, this house has…
ResidentialSHRIMP CAPITAL REALTY
Keep looking
Similar homes in Fernandina Beach
Active$549,000MLS# 2146209Est. $2,922/mo95408 Woodbridge Parkway, Fernandina Beach, FL 320345 Beds3 Baths2,640 sqftResidentialBEYCOME OF FLORIDA LLC
Active$624,900MLS# 2147882Est. $3,326/mo95045 Bermuda Drive, Fernandina Beach, FL 320343 Beds2 Baths2,371 sqftResidentialONE SOTHEBY'S INTERNATIONAL REALTY
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines