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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh View, Fernandina Beach — a waterfront home in Nassau County.

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Active

Active·32 days on market·Marsh View

88050 Marsh View Way

Fernandina Beach, FL 32034

$750,000$315/sqftEst. $4,154/moMLS# 2160424
3
Beds
2
Baths
2,381
Sq Ft
2023
Built
2
Garage
No
Pool

3 more homes for sale in Marsh View →Search Marsh View on the map

FEMA Zone AEHOA $347/mo4,792 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Marsh View

ELEVATED COASTAL LIVING awaits in this impeccably designed, 3-bedroom, 2-bath MARSHfront townhome nestled in an intimate waterfront community. Showcasing over $175,000 in premium upgrades, this exceptional residence offers breathtaking MARSH VIEWS from both the upper and lower covered decks with effortless access via a private elevator. Designer finishes abound, including Hallmark Novella Hemingway HARDWOOD flooring throughout, 6-inch baseboards, crown molding, SOLID-CORE doors, custom SHIPLAP accents, and Gregory Wood custom shelving in the pantry, linen closets, and all bedroom closets. The gourmet kitchen features Level 7 Charleston Maple cabinetry in Pewter Glaze, GRANITE countertops, a Tesoro Grunge Blue tile backsplash, 36-inch GAS cooktop, counter-depth refrigerator, and a spacious PREP kitchen for added storage and workspace. Entertain with ease at the WET BAR complete with a wine cooler and glass-front cabinetry. The luxurious primary bath offers a frameless

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, Nassau County$1,035
HOAbilled semi-annually$347
Estimated total, before insurance$5,537/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,859/yr · $738/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $1,035
Insurance (est.): $500
Estimated Total Monthly
$5,690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · dbo_arcims_well_20220322

Municipal drinking water from dbo_arcims_well_20220322 per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,859/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 17, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000
Price / Sq Ft$315
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,381
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

Community Information

Address88050 Marsh View Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionMarsh View
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Parcel Number372N28209200080000
ZoningPUD

Amenities

Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, River, Water
Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Range, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories2
LaundryLower Level, Sink

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front
Patio / PorchCovered, Patio, Porch, Rear Porch
RoofMetal
ConstructionFiber Cement

Additional Information

Date ListedSeptember 7, 2026
Days on Market48
HOA Fees$2,082 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,859.17
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh View

Marsh View is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Marsh View homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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