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Active·22 days on market

96030 Blackrock Hammock Drive

Yulee, FL 32097

$1,290,000$271/sqftEst. $6,831/moMLS# 2149401
5
Beds
5
Baths
4,752
Sq Ft
2006
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $158/mo2.27 acresSingle Family Residence2 stories

About this home

Yulee

Private 2.6-Acre Estate in Prestigious Blackrock Hammock Experience ultimate privacy and luxury in this stunning 2.5-story estate, spanning just over 4,700 sq ft perfectly situated at the end of a quiet cul-de-sac on 2.6 acres in the highly desirable Blackrock Hammock neighborhood. Zoned for top-rated schools and minutes from local shopping, this magnificent 5-bedroom, 5-bathroom home features rich Brazilian hardwood floors, a double master suite layout, lots of spacious closets, a dedicated office, and a custom movie theater room. The backyard is an entertainer's dream, showcasing a heated saltwater pool protected by a screened-in enclosure for year-round, resort-style living. Exceptional mechanical upgrades offer total peace of mind, including a new HVAC system (2026), a new roof (2024), a 26kw Generac whole-home generator (2023), and an oversized 3-car garage. Don't miss this rare blend of seclusion, luxury, and premium location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$6,831
Property taxesest. at asking price, Nassau County$1,781
HOAbilled semi-annually$158
Estimated total, before insurance$8,771/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,290,000
$258,000
Loan Term
Monthly Payment
$6,831
Principal & Interest: $6,831
Property taxes (est.): $1,781
Insurance (est.): $860
Estimated Total Monthly
$9,472
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,100,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,026,694$0
2024$938,102$0
2023$906,825$0
2022$820,573$0
2021$641,051$0
2020$630,299$0 $5,900

Estimated taxes if purchased at asking price: ~$21,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Active$1,290,000
  • Aug 24, 2026Pending$1,290,000
  • Jun 8, 2026Listed$1,290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,290,000
Price / Sq Ft$271
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,752
Acres2.27 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address96030 Blackrock Hammock Drive, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionBlackrock Hammock
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size98,881.2 sq ft
Parcel Number503N28016B00090000

Amenities

AmenitiesBasketball Court, Gated, Tennis Court(s)
Community FeaturesStreet Lights, Gated
UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level
Spa FeaturesIn Ground

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionBrick, Fiber Cement

Additional Information

Date ListedAugust 31, 2026
Days on Market79
HOA Fees$950 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PINEYWOODS REALTY LLC · marcihamiltonrealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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