This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.
Active·15 days on market·Amelia National
95472 Bermuda Drive
Fernandina Beach, FL 32034
31 more homes for sale in Amelia National →Search Amelia National on the map
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About this home
Amelia National
Exceptional quality inside and out! This CUSTOM ICI-BUILT HOME is perfectly positioned on a PREMIUM .44-ACRE LOT with BREATHTAKING POND VIEWS in prestigious Amelia National Golf & Country Club. Thoughtfully designed & upgraded, this light-filled CAMERON floor plan offers 3 bedrooms, 2.5 baths, a 3-car garage & TWO BONUS ROOMS ideal for home offices or a creative studio. Soaring 12-FOOT TRAY CEILINGS enhance the open floor plan. The modern kitchen features premium stainless-steel appliances, granite countertops, custom millwork & an OVERSIZED DOUBLE-SIDED ISLAND with exceptional storage and workspace. STACKING SLIDING GLASS DOORS create a seamless transition to the additional 300 SQ. FT. FLORIDA ROOM with storm-resistant windows & doors, ceiling fan, and dedicated heating and cooling for YEAR-ROUND ENJOYMENT. Beyond, a screened outdoor living area and pergola overlook the pond, creating the perfect setting to relax and enjoy the peaceful WATER VIEWS.
Next steps in Amelia National
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Access26 min drive · 100 parking spaces
Closest park or preserve
Egans Creek Greenway22 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 7 mi · Edwards Creek
Closest grocery store
Walmart Supercenter12 min drive · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,645/yr
Estimated taxes if purchased at asking price: ~$16,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 14, 2026Listed$995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $328/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTY | Oct 2026 | $453,000 | $200 | 5/3 | 2,268 | 49 | 0.4 |
| 95154 Cornflower Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $505,000 | $176 | 5/4 | 2,876 | 157 | 0.6 |
| 95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $410,000 | $160 | 4/2.5 | 2,566 | 43 | 0.6 |
| 95241 Snapdragon Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2026 | $636,000 | $193 | 4/4 | 3,290 | 4 | 0.6 |
| 94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $530,000 | $223 | 4/3 | 2,376 | 5 | 0.7 |
| 32165 Juniper Parke Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $450,000 | $206 | 4/2 | 2,180 | 262 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia National
Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia National homes for sale →Keep looking
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Krista Fracke
Broker Associate
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