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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Island — a gated community home on Amelia Island.

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Active

$924,8004 bd · 2.5 ba · 2,726 sq ft

Active·1 day on market

2884 Landyns Circle

Amelia Island, FL 32034

$924,800$339/sqftEst. $5,042/mo mortgageMLS# 2171363
4
Beds
2.5
Baths
2,726
Sq Ft
2002
Built
2
Garage
No
Pool
FEMA Zone XHOA $83/mo9,021 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia Island

Rarely Available in Convenient Mid-Island Amelia Island Community! Enjoy coastal living in this beautifully maintained 4-bedroom, 2.5-bath custom home in an exclusive gated community of just 19 residences, less than a mile from the Atlantic Ocean and steps from Simmons Park and the River-to-Sea Trail. BRAND-NEW ROOF installed October 15, 2026, by Domestic Design Roofing, with transferable warranties! Other updates include exterior painting, newer kitchen appliances, fresh first-floor paint & new water softener. The spacious interior features a grand two-story foyer, hardwood and tile flooring, granite kitchen countertops and a 6-burner gas cooktop. Upstairs, every bedroom offers a walk-in closet, while the primary suite includes tray ceilings and a relaxing garden tub. Unwind in the oversized 22' x 20' roofed and screened paved Lanai with a warranted hot tub—your private outdoor retreat! Exceptional Opportunity with Low HOA fee & priced below recent $940,000 Florida Licensed Appraisal.

Next steps in Amelia Island

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,042
Property taxesest. at asking price, Nassau County$1,277
HOAbilled annually$83
Estimated total, before insurance$6,402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$924,800
$184,960
Loan Term
Monthly Payment
$5,042
Principal & Interest: $5,042
Property taxes (est.): $1,277
Insurance (est.): $617
Estimated Total Monthly
$6,935
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,624 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 29, 2026Listed$924,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $359/sq ft; this home is listed at $339/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96260 Ocean Breeze Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$810,000$3193/22,536130.2
3110 Egans Bluff Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$645,000$2493/22,590390.3
3124 Big Pine Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$769,900$4003/21,92790.3
1908 Springbrook Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$1,045,000$4823/2.52,1683070.3
828 Simmons Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESApr 2026$765,000$3593/22,128140.3
2972 Ferdinand Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2026$885,000$3165/32,797510.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$924,800
Price / Sq Ft$339
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,726
Acres0.21 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2884 Landyns Circle, Amelia Island, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionLandyns Lake
CityAmelia Island
CountyNassau
StateFL
Zip Code32034
Lot Size9,021.28 sq ft
Parcel Number000030035L00130000

Amenities

AmenitiesGated
Community FeaturesGated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected, Other
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
Spa FeaturesHeated, Private

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingOther
RoofMetal, Shingle
ConstructionFiber Cement

Additional Information

Date ListedOctober 29, 2026
Days on Market1
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
HOA Fee IncludesOther
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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