This home is in Amelia National, Fernandina Beach — a home near Yulee High School.
Active·154 days on market·Amelia National
94934 Fescue Drive
Fernandina Beach, FL 32054
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About this home
Amelia National
The Monica is a 3,488 sq ft single-story luxury home with 4 bedrooms, 4.5 baths, and a 4-car garage. Open living flows from chef's kitchen with walk-in pantry to dining and living areas. Master suite with spa bath and French doors to lanai. Flexible spaces and customization make this home perfect for entertaining and everyday living.
Next steps in Amelia National
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Access26 min drive · 100 parking spaces
Closest park or preserve
Egans Creek Greenway22 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 7 mi · Egan's Creek
Closest grocery store
Walmart Supercenter12 min drive · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- May 21, 2026Listed$1,283,520
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $330/sq ft; this home is listed at $368/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95369 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Jul 2026 | $980,799 | $330 | 3/3 | 2,969 | 0 | 0.2 |
| 95410 Wild Cherry Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Jun 2026 | $1,301,160 | $488 | 3/3 | 2,665 | 91 | 0.2 |
| 95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Aug 2026 | $1,062,491 | $344 | 4/3 | 3,086 | 48 | 0.3 |
| 95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $640,000 | $256 | 4/3 | 2,496 | 450 | 0.4 |
| 95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $840,000 | $325 | 3/2.5 | 2,584 | 46 | 0.4 |
| 95404 Golden Glow Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Aug 2026 | $989,160 | $306 | 4/3.5 | 3,234 | 0 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia National
Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32054.
View all Amelia National homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
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