Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Del Webb Wildlight, Yulee — a gated community home on Amelia Island.

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Active

Active·103 days on market·Del Webb Wildlight

613 Witty Banter Court

Yulee, FL 32097

$748,560$343/sqftEst. $3,848/moMLS# 2146778

Beds

Baths

2,180

Sq Ft

2024

Built

Garage

Pool

About this home

Del Webb Wildlight

This move-in-ready 3-bedroom home with a dedicated office offers the perfect combination of comfortable living, flexible space, and a private preserve setting in a sought-after active adult community. Thoughtfully designed for both everyday living and entertaining, the open floor plan is filled with natural light and provides plenty of room for visiting family and friends. The dedicated office offers valuable additional space for working from home, hobbies, or a quiet retreat. Out back, enjoy a peaceful wooded preserve backdrop with no homes directly behind you, creating a relaxing sense of privacy. With the home already complete and ready to enjoy, there's no waiting for construction or wondering how the finished home and setting will feel. Simply move in, settle in, and start enjoying the active adult lifestyle and all the community has to offer.

Cost to own

Mortgage calculator

Home Price

$748,560

Down Payment: 20%

$149,712

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,848

Principal & Interest: $3,848

Property taxes (est.): $1,033

Insurance (est.): $499

Estimated Total Monthly

$5,381

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,848

Property taxesest. at asking price, Nassau County$1,033

HOAbilled monthly$294

Estimated total, before insurance$5,176/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,314/yr · $860/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $670,100 in June 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$554,158	$554,158	—
2024	$97,500	$82,500	—
2023	$75,000	$75,000	—

2025 property taxes (current owner): $10,314/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 22, 2026Listed$748,560

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$748,560

Price / Sq Ft$343

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,180

Acres0.27 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address613 Witty Banter Court, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionDel Webb Wildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size11,761.2 sq ft

Parcel Number503N27100402070000

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories1

LevelsOne

Security24 Hour Security, Gated with Guard