This home is in Del Webb Wildlight, Yulee.

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Active

Active·58 days on market·Del Webb Wildlight

613 Witty Banter Court

Yulee, FL 32097

$748,560$343/sqftEst. $3,805/moMLS# 2146778

Beds

Baths

2,180

Sq Ft

2024

Built

Garage

Pool

About this home

Del Webb Wildlight

Expect to be impressed with this delightful home on an oversized preserve view lot and a quaint cul-de-sac location. From the moment you drive up to Witty Banter you feel the exclusivity of this section of Del Webb's sought after active adult community. This home has all the upgrades you would choose if you were starting from scratch so why wait to build. This beautifully designed 3 bedroom, 2.5 bath, 3 car garage, plus an office/flex space home blends luxury finishes with seamless indoor-outdoor living. A dramatic wall of disappearing glass doors open to the covered and screened lanai with hook-up for your gas grill. Relax and enjoy the quiet preserve view. Inside, the open-concept floor plan showcases tray ceilings, hardwood flooring in the main living areas, premium designer carpet in the bedrooms, upgraded casings and baseboards. A gourmet kitchen featuring quartz countertops, large center island, gas stove with custom hood, KitchenAid appliances, and designer finishes. SEE MORE

Cost to own

Mortgage calculator

Home Price

$748,560

Down Payment: 20%

$149,712

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,805

Principal & Interest: $3,805

Est. Taxes & Insurance: $951

Estimated Total Monthly

$4,756

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,805

Property taxesest. at asking price, Nassau County$1,033

HOAbilled monthly$294

Estimated total, before insurance$5,132/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $670,100 in June 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$554,158	$554,158	—
2024	$97,500	$82,500	—
2023	$75,000	$75,000	—

2025 property taxes (current owner): $10,314/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 22, 2026Listed$748,560

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$748,560

Price / Sq Ft$343

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,180

Acres0.27 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address613 Witty Banter Court, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionDel Webb Wildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size11,761.2 sq ft

Parcel Number503N27100402070000

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories1

LevelsOne

Security24 Hour Security, Gated with Guard