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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach a home near Yulee High School.

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Active

Active·59 days on market

33114 Prairie Parke Place

Fernandina Beach, FL 32034

$665,000$289/sqftEst. $3,419/moMLS# 2146199
4
Beds
2
Baths
2,305
Sq Ft
2013
Built
3
Garage
Yes
Pool

About this home

Fernandina Beach

Beautifully maintained pool home on a spacious corner lot overlooking the pond in a well-established, manicured neighborhood. This inviting home offers 4 bedrooms plus a dedicated office with a layout designed for comfortable everyday living and effortless entertaining. The gourmet kitchen features a large center island, double ovens, abundant cabinetry, and generous prep space, flowing naturally into the main living areas anchored by a cozy gas fireplace. The spacious primary suite offers a peaceful retreat with an updated bath featuring a soaking tub, rainfall shower, and elegant finishes. Sliding glass doors create seamless indoor-outdoor living, opening to the expansive screened lanai with a heated pool, lighted pergola with firepit, and outdoor shower, perfect for relaxing or entertaining year-round. An oversized 3-car garage with professionally installed floor coating and beautiful curb appeal complete this must-see home.

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,419
Principal & Interest: $3,419
Property taxes (est.): $918
Insurance (est.): $443
Estimated Total Monthly
$4,780
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,419
Property taxesest. at asking price, Nassau County$918
HOAbilled annually$39
Estimated total, before insurance$4,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,103/yr · $675/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $672,500 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$524,923$524,923
2024$498,268$498,268
2023$469,563$223,891
2022$368,840$215,914
2021$314,362$208,169
2020$295,111$204,605

2025 property taxes (current owner): $8,103/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Price change$665,000$10,000
  • Jul 1, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000
Price / Sq Ft$289
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,305
Acres0.39 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address33114 Prairie Parke Place, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,988.4 sq ft
Parcel Number262N28055300950000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionIrregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
Road SurfacePaved

Additional Information

Date ListedJuly 1, 2026
Days on Market74
HOA Fees$470 / Annually
HOA FrequencyAnnually
Tax Amount$8,103.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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