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This home is in Amelia National, Amelia Island.

Active

Active·513 days on market·Amelia National

95393 Wild Cherry Drive

Amelia Island, FL 32034

$899,900$303/sqftEst. $4,626/moMLS# 2079562

Beds

Baths

2,969

Sq Ft

2025

Built

Garage

Pool

About this home

Amelia National

The Egret II is an elegantly designed 2,969-square-foot home that offers luxurious single-story living with a thoughtful layout perfect for relaxation and entertainment. With three bedrooms, three baths, a private study, and a spacious two-car garage, this floor plan is ideal for those who appreciate refined design and functional spaces. As you enter through the grand foyer, a beautiful dining room to one side and a private study with an arched window to the other create a welcoming atmosphere that sets the tone for the rest of the home..

Cost to own

Mortgage calculator

Home Price

$899,900

Down Payment: 20%

$179,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,626

Principal & Interest: $4,626

Property taxes (est.): $1,242

Insurance (est.): $600

Estimated Total Monthly

$6,469

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,626

Property taxesest. at asking price, Nassau County$1,242

HOAbilled annually$75

Estimated total, before insurance$5,944/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 3, 2025Listed$899,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,900

Price / Sq Ft$303

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,969

Total Structure Area2 sq ft

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

# of Carport Spaces3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address95393 Wild Cherry Drive, Amelia Island, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia National

CityAmelia Island

CountyNassau

StateFL

Zip Code32034

Lot Dimensions80'

Parcel Number272N280006C04830000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Microwave

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

Exterior

Exterior FeaturesOutdoor Kitchen

Patio / PorchFront Porch, Rear Porch

RoofShingle

ConstructionFrame

Road SurfaceAsphalt

Additional Information

Date ListedApril 3, 2025

Days on Market422

HOA Fees$899 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA

55+ CommunityNo

New ConstructionYes

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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