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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in North Hampton, Fernandina Beach — a waterfront home in Nassau County.

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Active

Active·172 days on market·North Hampton

862439 N Hampton Club Way

Fernandina Beach, FL 32034

$1,175,000$320/sqftEst. $6,508/moMLS# 2141935
↓ $20,000 below original list
4
Beds
3.5
Baths
3,670
Sq Ft
2013
Built
2
Garage
No
Pool

7 more homes for sale in North Hampton →Search North Hampton on the map

FEMA Zone XHOA $219/mo0.40 acresWaterfrontSingle Family Residence2 stories

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About this home

North Hampton

One of the best views in North Hampton. Custom-built concrete block home with 3,670 sq. feet, offering durability and energy efficiency rarely found in this segment. Freshly painted, newer AC units, new cooktop 2025, new master bath fixtures and shower tile 2026. Absolutely one of the most desirable lots with breathtaking views of the marsh and tidal creek. Functional split-bedroom layout with primary suite on one wing and 2 guest bedrooms opposite on the main level. Total 4 BR/3.5 Baths. Interior features include engineered hardwood floors, tile, upgraded millwork, carpet upstairs, and a fireplace. Upstirs adds bonus room, bedroom, full bath, open screened lanai, plus large walk-in storage room. Expanded 2 plus car garage provides added capacity. Key differentiator expansive marsh & tidal creek views with natural privacy-an increasingly rare lot feature. Outdoor space includes pavered lanai and fire pit, oriented to maximize the view.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,508
Property taxesest. at asking price, Nassau County$1,622
HOAbilled semi-annually$219
Estimated total, before insurance$8,349/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,438/yr · $620/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,175,000
$235,000
Loan Term
Monthly Payment
$6,508
Principal & Interest: $6,508
Property taxes (est.): $1,622
Insurance (est.): $783
Estimated Total Monthly
$8,914
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$769,572$474,129—
2024$694,020$460,059—
2023$668,940$445,203—
2022$573,627$430,780—
2021$469,298$416,777—
2020$480,635$410,332—

2025 property taxes (current owner): $7,438/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$1,175,000−$20,000
  • Apr 25, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $320/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85030 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$740,000$1675/44,4212610.5
85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$685,000$2473/2.52,770770.5
85401 Fall River Parkway, Fernandina Beach, FL 32034Listed by UNITED REAL ESTATE GALLERYJul 2026$840,000$2644/3.53,187940.5
85021 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$725,000$2265/33,212800.6
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.7
85098 Majestic Walk Circle, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$650,000$2004/43,2471670.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,175,000
Price / Sq Ft$320
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,670
Acres0.40 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address862439 N Hampton Club Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionNorth Hampton
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size17,424 sq ft
Parcel Number122N27146004870000
ZoningResidential

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Clubhouse, Golf Course, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeCreek, Marsh

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Exterior FeaturesOther
Lot DescriptionOther
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedApril 25, 2026
Days on Market166
HOA Fees$1,312 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,437.93
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About North Hampton

North Hampton is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all North Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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