95268 Golden Glow Drive

Fernandina Beach, FL 32034

$750,000$321/sqftEst. $3,992/moMLS# 2155400

Beds

Baths

2,339

Sq Ft

2025

Built

Garage

Pool

About this home

Fernandina Beach

CDD Bond paid off! This home has been beautifully upgraded by the builder and seller and includes 4-bedroom, 3-bathroom. It is tucked away into the gorgeous gated Amelia National Golf & Country Club community where you will find incredible amenities such as golf course, resort pool and restaurant. Step inside to an open-concept living space where a tray ceiling adds architectural interest and a expansive 16' slider floods the home with natural light while blurring the line between indoor and outdoor living. The kitchen anchors the home with abundant counter space and a pantry outfitted with custom wood shelving for effortless organization. A dedicated mud room with a built-in bench keeps daily life running smoothly, whether you're coming in from the golf course or the pool. The Owner's Suite offers a private retreat complete with spacious dual walk-in closets and a spa-inspired bath featuring a free-standing soaking tub. Additional bedrooms are well-positioned near full

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,788

Principal & Interest: $3,788

Est. Taxes & Insurance: $947

Estimated Total Monthly

$4,736

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,992

Property taxesest. at asking price, Nassau County$1,035

HOAbilled annually$100

Estimated total, before insurance$5,127/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History