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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach.

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Active·91 days on market·Amelia National

95268 Golden Glow Drive

Fernandina Beach, FL 32034

$750,000$321/sqftEst. $4,154/moMLS# 2155400
4
Beds
3
Baths
2,339
Sq Ft
2025
Built
3
Garage
No
Pool

28 more homes for sale in Amelia National →Search Amelia National on the map

FEMA Zone XHOA $81/mo8,276 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia National

CDD Bond paid off! This home has been beautifully upgraded by the builder and seller and includes 4-bedroom, 3-bathroom. It is tucked away into the gorgeous gated Amelia National Golf & Country Club community where you will find incredible amenities such as golf course, resort pool and restaurant. Step inside to an open-concept living space where a tray ceiling adds architectural interest and a expansive 16' slider floods the home with natural light while blurring the line between indoor and outdoor living. The kitchen anchors the home with abundant counter space and a pantry outfitted with custom wood shelving for effortless organization. A dedicated mud room with a built-in bench keeps daily life running smoothly, whether you're coming in from the golf course or the pool. The Owner's Suite offers a private retreat complete with spacious dual walk-in closets and a spa-inspired bath featuring a free-standing soaking tub. Additional bedrooms are well-positioned near full

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, Nassau County$1,035
HOAbilled annually$81
Estimated total, before insurance$5,271/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $1,035
Insurance (est.): $500
Estimated Total Monthly
$5,690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $321/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.1
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.2
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.4
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.4
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396980.9
95043 Paso Robles Court, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$685,000$3852/21,778860.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$321
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,339
Acres0.19 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address95268 Golden Glow Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,276.4 sq ft
Parcel Number272N28006C05000000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 15, 2026
Days on Market32
HOA Fees$976 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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