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Condos for Sale on Amelia Island

56 homes for sale · Updated from the MLS

Condos are the island’s second-home workhorse: oceanfront buildings along the beach, villa-style units around the south-end resort corridor, and a handful of downtown options near the historic district. The listings below are every condo currently for sale in the 32034 ZIP, straight from the MLS.

Two things matter more here than in most condo markets. First, rentability: whether a unit can operate as a short-term rental depends on the building’s own rules AND on whether it sits inside Fernandina Beach city limits or unincorporated Nassau County — the south-end resort corridor is where the vacation-rental market concentrates. Second, Florida condo diligence: association finances, reserves, and inspection status matter as much as the unit. I pull both stories on any building here before my buyers offer.

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Frequently asked questions

Can I rent out a condo on Amelia Island as a vacation rental?

Sometimes — and the answer has two layers. The building’s own condo documents set minimum rental periods, and the jurisdiction adds its rules on top: inside Fernandina Beach city limits, sub-30-day rentals are only permitted in limited zoning districts with a city permit, while the unincorporated south end of the island — the resort corridor — is generally more accommodating. Never assume a listing’s "great rental history" transfers; I verify both layers before you offer.

What should I check before buying an oceanfront condo here?

The association’s finances first: reserve funding, any pending special assessments, and — for older buildings three stories and up — the status of Florida’s required milestone structural inspection. Then the insurance picture, since oceanfront buildings carry the island’s highest wind and flood exposure and those costs flow through the HOA fee. The unit is the easy part; the building is the investment.

Are Amelia Island condos cheaper than houses?

Substantially — condos are the most accessible entry to an island where single-family homes mostly trade from around $600,000 up. Interior and resort-villa units regularly list in the $200s–$400s, with oceanfront and luxury buildings running higher. The trade-off is the HOA fee, which on the ocean can be significant — always compare the true monthly cost, not the sticker.

Looking for condos?

I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.

Contact Krista
Contact Krista Fracke