This home is in Fernandina Beach.

1 / 44

Active

Active·45 days on market

94082 Goodwood Drive

Fernandina Beach, FL 32034

$749,900$234/sqftEst. $3,812/moMLS# 2148636

Beds

Baths

3,207

Sq Ft

2021

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to Kingsley Creek, where space, style, and location come together in one exceptional home. Situated on a massive pond-front lot with stunning views, lush landscaping, and an oversized screened lanai, this 5-bedroom, 4-bathroom residence perfectly blends luxury and functionality, all with NO CDD fees. From the moment you step inside, you'll appreciate the wood-look flooring, soaring ceilings, and abundant natural light throughout. Just off the entry, a private office with French doors creates the ideal work-from-home space. The heart of the home is the beautifully appointed kitchen featuring quartz countertops, custom white cabinetry, a classic tile backsplash, gas range, oversized island with seating, upgraded fixtures, and an open-concept design that flows seamlessly into the breakfast nook and spacious family room. Hidden triple glass sliders extend your living space outdoors, creating the perfect setting for entertaining or simply enjoying the peaceful pond views.

Cost to own

Mortgage calculator

Home Price

$749,900

Down Payment: 20%

$149,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,812

Principal & Interest: $3,812

Est. Taxes & Insurance: $953

Estimated Total Monthly

$4,765

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,812

Property taxesest. at asking price, Nassau County$1,035

HOAbilled quarterly$128

Estimated total, before insurance$4,975/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $675,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$611,193	$471,882	—
2024	$538,336	$457,876	—
2023	$518,112	$395,426	—
2022	$432,452	$382,452	—
2021	$50,000	$50,000	—

2025 property taxes (current owner): $7,403/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,366 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900

Price / Sq Ft$234

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,207

Acres0.39 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address94082 Goodwood Drive, Fernandina Beach, FL 32034

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionKingsley

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size16,988.4 sq ft

Parcel Number392N28014101170000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesCommunity