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3523 S FLETCHER Avenue, Fernandina Beach, FL 32034

$3,400,000
MLS# 2147131
5
Bedrooms
4
Bathrooms
5,673
Sq Ft
1998
Year Built

About This Home — 3523 S FLETCHER Avenue

What if an exceptional Amelia Island home gave you the freedom to host beautifully, retreat privately, and wake to ocean-view sunrises? Beautifully set within mature coastal landscaping, this elevated luxury residence offers nearly 5,700 sq ft of flexible living space with coastal sunrise views, elevator access to the primary living areas, and a private pool setting designed for relaxed island living. The floor plan supports the way discerning buyers actually live, with separate spaces for guests, extended family, work, entertaining, and quiet retreat. Two full kitchens, multiple living areas, generous accommodations, dual laundry spaces, and an oversized climate-controlled garage add function without sacrificing comfort. Above it all, the ocean view lounge offers a memorable place to gather or unwind. A refined Amelia Island residence for buyers seeking privacy, scale, and a more versatile way to experience coastal luxury.

Features

Price$3,400,000
Price / Sq Ft$599
Bedrooms5
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage5,673
Acres0.21 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Pool Cover, Salt Water
Is WaterfrontNo
Direction FacesEast

Community Information

Address3523 S FLETCHER Avenue, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionAmelia Island
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size9,147.6 sq ft
Parcel Number000031168000120050

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener
ViewBeach, Ocean

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesNone, Convection Oven, Dishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
Fireplace FeaturesElectric
# of Stories4
LevelsThree Or More
LaundryIn Unit, Lower Level, Upper Level

Exterior

Exterior FeaturesImpact Windows, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Front Porch, Porch
FencingFenced, Back Yard, Block, Chain Link, Full, Privacy, Wood
RoofShingle
ConstructionStucco
Other StructuresGazebo

Additional Information

Date ListedMay 26, 2026
Days on Market4
Tax Amount$33,752.88
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$3,400,000
$680,000
Loan Term
Monthly Payment
$18,096
Principal & Interest: $18,096
Est. Taxes & Insurance: $4,524
Estimated Total Monthly
$22,620
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSTiffany R Messer

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida