This home is in Fernandina Beach.

Active

Active·128 days on market

95460 Golden Glow Drive

Fernandina Beach, FL 32034

$799,065$315/sqftEst. $4,253/moMLS# 2134088

Beds

Baths

2,537

Sq Ft

2026

Built

Garage

Pool

About this home

Fernandina Beach

DAVENPORT - The Davenport is a thoughtfully crafted 2,588-square-foot home that brings together elegance, versatility, and convenience in a single-story layout. With four bedrooms, three bathrooms, and a three-car tandem garage, this floor plan is ideal for families or anyone who loves to entertain while maintaining a sense of privacy and personal space.

Cost to own

Mortgage calculator

Home Price

$799,065

Down Payment: 20%

$159,813

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,062

Principal & Interest: $4,062

Est. Taxes & Insurance: $1,015

Estimated Total Monthly

$5,077

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,253

Property taxesest. at asking price, Nassau County$1,103

HOAbilled annually$81

Estimated total, before insurance$5,437/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $7,893,600 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$130,000	$130,000	—
2024	$130,000	$130,000	▼ $35,000
2023	$13,527	$13,527	—

2025 property taxes (current owner): $3,938/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 10, 2026Listed$799,065

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,065

Price / Sq Ft$315

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,537

Acres0.30 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address95460 Golden Glow Drive, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia National

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size13,068 sq ft

Parcel Number272N28006C05240000

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Sewer Not Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories1