Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach.

Photo 1 / 34
Active

$719,0003 bd · 2.5 ba · 2,582 sq ft

Active·138 days on market·Amelia Walk

85230 Northfield Court

Fernandina Beach, FL 32034

$719,000$278/sqftEst. $3,897/mo mortgageMLS# 2152741
↓ $10,000 below original list
3
Beds
2.5
Baths
2,582
Sq Ft
2022
Built
3
Garage
No
Pool

13 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo13,068 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia Walk

Welcome to Your Florida Upgrade. This move-in ready 3BR+study, 2.5-bath home in Amelia Walk, Fernandina Beach, blends luxury finishes with resort-style living. Tray/9-ft ceilings and 8-ft doors feel airy; triple-panel sliders open living/dining to a covered patio with polyaspartic flooring. The gourmet kitchen includes a granite island, upgraded cabinetry, stainless appliances with internet capable fridge, and a large walk-in pantry. The primary suite has an oversized shower and walk-in closet. Enjoy an automated home with security system, thermostat, and Gemstone accent lighting. A rare ultra garage joins the standard 3-car garage; made for a boat, RV, car collection, workshop, or gym, a Tesla charger, 50-amp RV hookup, polyaspartic flooring, plus attic storage. Full Irrigation and gutters keep upkeep effortless. Furnished available as an option. Amelia Walk has a 3,500 sq ft clubhouse, resort pool, fitness center, tennis/pickleball co

Next steps in Amelia Walk

FollowNew Amelia Walk homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,897
Property taxesest. at asking price, Nassau County$962
HOAbilled annually$7
Estimated total, before insurance$4,866/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,612/yr · $968/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$719,000
$143,800
Loan Term
Monthly Payment
$3,897
Principal & Interest: $3,897
Property taxes (est.): $962
Insurance (est.): $479
Estimated Total Monthly
$5,338
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $608,900 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$533,272$476,908—
2025$551,092$463,707—
2024$529,218$449,931—
2023$507,483$435,370—
2022$65,000$65,000—
2021$40,000$40,000—
2020$14,661$14,661—

2025 property taxes (current owner): $11,612/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Jul 17, 2026Price change$719,000−$10,000
  • Jun 27, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85617 Fall River Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$564,000$1974/3.52,863190.2
84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$445,000$1964/22,26600.3
85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLCOct 2026$453,483$1994/32,282480.4
85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLCSep 2026$455,000$1994/32,282810.4
85304 Berryessa Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2026$483,900$2343/22,070100.5
85219 Champlain Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$475,000$2423/2.51,9641370.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$719,000
Price / Sq Ft$278
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,582
Acres0.30 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85230 Northfield Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,068 sq ft
Parcel Number13-2N-27-0723-0052-0000

Amenities

AmenitiesPool, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, RV Access/Parking

Interior

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesImpact Windows

Additional Information

Date ListedJune 27, 2026
Days on Market138
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$11,612
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines