This home is in Sandy Pointe Preserve, Fernandina Beach.
$609,9004 bd · 3 ba · 2,735 sq ft
Active·94 days on market·Sandy Pointe Preserve
95272 Sandy Pointe Drive
Fernandina Beach, FL 32034
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About this home
Sandy Pointe Preserve
Pride of ownership is evident from the moment you step inside! This beautifully maintained home offers over 2,700 sq ft with a thoughtfully designed split floor plan featuring 4 bedrooms, 3 full baths, a private office, formal dining room & eat-in kitchen. Light, airy finishes create a clean coastal feel, complemented by custom lighting throughout and large sliders framing beautiful palm tree views. The gourmet kitchen stands out with a wall oven/microwave combo, cooktop, coffee bar, stylish cabinet hardware & plenty of workspace. The spacious primary suite features his & hers walk-in closets. Luxury Vinyl Plank flooring flows throughout the main living areas, with carpet in the bedrooms. A generous laundry room with built-in drop station adds everyday convenience. The courtyard-entry garage features durable Shark Coating flooring, while a large storage room on the opposite side of the home offers both interior & exterior access and could easily be converted to a single-bay garage.
Next steps in Sandy Pointe Preserve
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Access19 min drive · 100 parking spaces
Closest park or preserve
Egans Creek Greenway18 min drive · 3.6 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 4 mi · Nassau River
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest grocery store
Walmart Supercenter9 min drive · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $555,980 | $504,569 | — |
| 2025 | $546,898 | $496,176 | — |
| 2024 | $475,081 | $459,976 | — |
| 2023 | $75,000 | $54,450 | — |
| 2022 | $75,000 | $49,500 | — |
| 2021 | $45,000 | $45,000 | — |
2025 property taxes (current owner): $7,776/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 9, 2026Price change$609,900−$15,000
- Oct 21, 2026Price change$624,900−$10,000
- Oct 5, 2026Price change$634,900−$4,100
- Sep 23, 2026Price change$639,000−$900
- Sep 10, 2026Price change$639,900−$6,000
- Aug 31, 2026Price change$645,900−$4,099
- Aug 10, 2026Listed$649,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95443 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $355,000 | $134 | 5/2.5 | 2,640 | 109 | 0.3 |
| 96073 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Aug 2026 | $492,942 | $162 | 5/3.5 | 3,037 | 12 | 0.4 |
| 96057 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Oct 2026 | $438,997 | $212 | 4/3 | 2,070 | 117 | 0.5 |
| 96070 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Oct 2026 | $434,997 | $210 | 3/2 | 2,070 | 68 | 0.5 |
| 95402 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $465,000 | $176 | 5/3 | 2,640 | 20 | 0.5 |
| 96030 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Sep 2026 | $420,000 | $203 | 3/2 | 2,070 | 50 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Pointe Preserve
Sandy Pointe Preserve is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines