This home is in Fernandina Beach.

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Active

Active·109 days on market

50 Cord Grass Court

Fernandina Beach, FL 32034

$7,950,000$1754/sqftEst. $40,409/moMLS# 2137821

Beds

Baths

4,533

Sq Ft

2019

Built

Garage

Yes

Pool

About this home

Fernandina Beach

Designed by Historical Concepts and built by Riverside Homes Custom as the 2019 Southern Living Idea House, 50 Cord Grass Court offers 4,500 sq ft with 4 bedrooms, 5.5 baths, and expansive porches designed for sophisticated entertaining and Southern comfort. This bespoke residence delivers timeless architecture, modern luxury, and 121 feet of riverfront living within the private gated community of Crane Island located on Amelia Island. The chef's kitchen features custom cabinetry, quartz countertops, Wolf gas range, Sub-Zero refrigeration, Bosch dishwasher, concealed butler's pantry, wine refrigeration, and ample storage and refrigeration for large gatherings. Designer-inspired wallpapers and curated furnishings enhance every space. The great room showcases decorative beams, fireplace, and sweeping river views, while a glass-enclosed sunroom with fireplace provides year-round enjoyment. Outdoor living includes a saltwater pool and spa, outdoor kitchen with pizza oven, fire pit, and

Cost to own

Mortgage calculator

Home Price

$7,950,000

Down Payment: 20%

$1,590,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$40,409

Principal & Interest: $40,409

Est. Taxes & Insurance: $10,102

Estimated Total Monthly

$50,511

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$40,409

Property taxesest. at asking price, Nassau County$10,975

HOAbilled annually$612

Estimated total, before insurance$51,996/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $5,980,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$4,339,067	$3,626,143	—
2024	$4,073,241	$3,523,241	▼ $799,202
2023	$4,699,988	$4,015,715	—
2022	$3,542,805	$3,534,150	—
2021	$3,212,864	$3,212,864	—
2020	$3,167,248	$2,907,248	—

2025 property taxes (current owner): $65,510/yr

Estimated taxes if purchased at asking price: ~$131,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 1, 2026Listed$7,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$7,950,000

Price / Sq Ft$1,754

Bedrooms4

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage4,533

Acres0.53 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Salt Water

Is WaterfrontYes

Community Information

Address50 Cord Grass Court, Fernandina Beach, FL 32034

Area450-Amelia Island-North Of Burney Road

SubdivisionCrane Island

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size23,086.8 sq ft

Parcel Number192N28100000270000

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Slip, Clubhouse, Fitness Center, Gated, Jogging Path, Park

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewIntracoastal, River, Water

Waterfront TypeIntracoastal, Navigable Water, River Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air, Multi Units

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

SecuritySecurity System Owned