This home is in North Hampton, Fernandina Beach — a golf community home on Amelia Island.
Active·57 days on market·North Hampton
86135 Hampton Bays Drive
Fernandina Beach, FL 32034
5 more homes for sale in North Hampton →Search North Hampton on the map
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About this home
North Hampton
Welcome to 86135 Hampton Bays Dr, located in the desirable North Hampton community of Fernandina Beach. This spacious 4-bedroom, 2-bath home offers approximately 2,420 sq ft of living space and sits on a generous 0.39-acre lot backing to a peaceful preservation area. The open floor plan provides a comfortable layout for everyday living and entertaining, with abundant natural light and thoughtful updates throughout. The kitchen features 42-inch cabinetry, granite countertops, tile backsplash, stainless steel appliances, skylights, and pendant lighting. Tile flooring extends through the main living areas, while hardwood flooring adds warmth to the bedrooms and study. The living area includes a cozy fireplace and offers easy access to the screened rear lanai. The spacious primary suite features direct access to the lanai, a large walk-in closet with built-ins, and a private bath. Three additional bedrooms provide flexibility for guests, office space, or additional living needs.
Next steps in North Hampton
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,357 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Peters Point Beachfront Parkabout 6 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenway23 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 8 mi · Egan's Creek
Closest grocery store
Winn-Dixie5 min drive · 96076 Lofton Square Ct, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,260/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Price change$599,900−$10,100
- Sep 2, 2026Listed$610,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86408 Eastport Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Aug 2026 | $549,750 | $241 | 3/2.5 | 2,281 | 39 | 0.2 |
| 86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Sep 2026 | $527,500 | $237 | 5/3 | 2,223 | 44 | 0.3 |
| 85269 Shinnecock Hills Drive, Fernandina Beach, FL 32034Listed by O-LUXURY REALTY LLC | Aug 2026 | $800,000 | $291 | 5/3 | 2,753 | 78 | 0.5 |
| 82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTY | Oct 2026 | $453,000 | $200 | 5/3 | 2,268 | 49 | 0.8 |
| 96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Sep 2026 | $432,700 | $221 | 3/2 | 1,954 | 447 | 1.4 |
| 96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLC | Aug 2026 | $400,000 | $192 | 3/2 | 2,088 | 2 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DIAMOND REALTY GROUP OF AMELIA ISLAND
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About North Hampton
North Hampton is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all North Hampton homes for sale →Keep looking
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Krista Fracke
Broker Associate
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