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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach a home near Fernandina Beach High School.

Active

Active·Listed today

94145 Goodwood Drive

Fernandina Beach, FL 32034

$669,900$274/sqftEst. $3,480/moMLS# 2164481
3
Beds
2
Baths
2,445
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

Fernandina Beach

Welcome to 94145 Goodwood Dr, a beautifully appointed 3-bedroom, 2.5-bath home in the sought-after Kingsley Creek community. Built in 2022, this spacious 2,445-square-foot Magdalen floor plan offers an open and functional layout with a dedicated office/flex space, generous storage, and a seamless flow between the kitchen, dining area, and great room. The gourmet kitchen features a gas cooktop, quartz countertops, ample cabinetry, and a spacious design perfect for everyday living and entertaining. Oversized sliding glass doors lead to the covered lanai, creating an inviting extension of the living space. The expansive owner's suite offers a spa-inspired bath with a walk-in shower, soaking tub, and generous walk-in closet. Plantation shutters, upgraded wood closet systems, and luxury vinyl flooring throughout add both style and functionality. Additional upgrades include a Rinnai tankless water heater, whole-house Dirt Devil central vacuum system, and water softener.

Cost to own

Mortgage calculator

$669,900
$133,980
Loan Term
Monthly Payment
$3,480
Principal & Interest: $3,480
Property taxes (est.): $925
Insurance (est.): $447
Estimated Total Monthly
$4,851
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,480
Property taxesest. at asking price, Nassau County$925
HOAbilled quarterly$119
Estimated total, before insurance$4,524/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,366 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$669,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$669,900
Price / Sq Ft$274
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,445
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address94145 Goodwood Drive, Fernandina Beach, FL 32034
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionBarnwell Estates
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number392N28014101020000
ZoningPUD

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$358 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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