Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 71
Active

Active·48 days on market

94145 Goodwood Drive

Fernandina Beach, FL 32034

$669,900$274/sqftEst. $3,652/mo mortgageMLS# 2164481
3
Beds
2.5
Baths
2,445
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $119/moSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fernandina Beach

Welcome to 94145 Goodwood Dr, a beautifully appointed 3-bedroom, 2.5-bath home in the sought-after Kingsley Creek community. Built in 2022, this spacious 2,445-square-foot Magdalen floor plan offers an open and functional layout with a dedicated office/flex space, generous storage, and a seamless flow between the kitchen, dining area, and great room. The gourmet kitchen features a gas cooktop, quartz countertops, ample cabinetry, and a spacious design perfect for everyday living and entertaining. Oversized sliding glass doors lead to the covered lanai, creating an inviting extension of the living space. The expansive owner's suite offers a spa-inspired bath with a walk-in shower, soaking tub, and generous walk-in closet. Plantation shutters, upgraded wood closet systems, and luxury vinyl flooring throughout add both style and functionality. Additional upgrades include a Rinnai tankless water heater, whole-house Dirt Devil central vacuum system, and water softener.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,652
Property taxesest. at asking price, Nassau County$925
HOAbilled quarterly$119
Estimated total, before insurance$4,696/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$669,900
$133,980
Loan Term
Monthly Payment
$3,652
Principal & Interest: $3,652
Property taxes (est.): $925
Insurance (est.): $447
Estimated Total Monthly
$5,024
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,366 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 11, 2026Listed$669,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96452 Grande Oaks Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$675,000$2984/22,26560.6
96367 Grande Oaks Lane, Fernandina Beach, FL 32034Listed by GAILEY ENTERPRISES LLCSep 2026$780,000$2494/33,131160.6
92648 Shipton Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$665,000$2095/43,178940.7
96223 Parliament Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$607,000$3494/21,740100.9
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544471
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08821

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$669,900
Price / Sq Ft$274
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,445
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address94145 Goodwood Drive, Fernandina Beach, FL 32034
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionBarnwell Estates
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number392N28014101020000
ZoningPUD

Amenities

AmenitiesPool
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 11, 2026
Days on Market48
HOA Fees$358 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines