This home is in Tributary, Yulee.
Active·4 days on market·Tributary
76576 Winterfield Drive
Yulee, FL 32097
60 more homes for sale in Tributary →Search Tributary on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Tributary
Under Construction! Ready February 2027! Welcome to this stunning 55+ community by Lennar. This Cayman floor plan features 3 bedrooms, 3 bathrooms, and a spacious 3-car garage. This home features: white cabinetry with white quartz kitchen countertops, 42'' recessed panel cabinets, and a complete suite of stainless steel appliances range, dishwasher, microwave, and refrigerator. Elegant tile flooring extends through all wet areas and into the family room, dining room, and hallways. Additional features include window blinds throughout, a water heater, a screened lanai, and a full sprinkler system for year-round curb appeal. Nassau County combines coastal charm, small-town warmth, and modern convenience. Residents enjoy pristine, scenic waterways, abundant outdoor recreation, and a strong sense of community. (Conditions may apply)
Next steps in Tributary
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,576 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 35, S Fletcher Ave. & Manatee Ave.about 10 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 10 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 7 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 15, 2026Listed$599,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86237 Mainline Road, Yulee, FL 32097Listed by EXP REALTY LLC | Sep 2026 | $370,000 | $168 | 4/2.5 | 2,198 | 10 | 0.7 |
| 86163 Venetian Avenue, Yulee, FL 32097Listed by JPAR CITY AND BEACH | May 2026 | $399,000 | $199 | 4/2.5 | 2,010 | 25 | 1.1 |
| 86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $398,000 | $179 | 3/2 | 2,228 | 23 | 1.2 |
| 76390 Dove Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $333,400 | $140 | 3/2 | 2,378 | 34 | 1.2 |
| 86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORP | Oct 2026 | $412,000 | $171 | 4/2.5 | 2,415 | 127 | 1.4 |
| 86515 Rest Haven Ct, Yulee, FL 32097Listed by REAL BROKER LLC | May 2026 | $385,000 | $187 | 3/2 | 2,062 | 50 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tributary
Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines