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This home is in Fernandina Beach.

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94001 Goodwood Drive

Fernandina Beach, FL 32034

$709,999$244/sqftEst. $3,646/moMLS# 2161502

Beds

Baths

2,905

Sq Ft

2021

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to this beautifully maintained 2021 home in Kingsley Creek, featuring a 3-car garage, paver driveway, fully fenced yard, no CDD fees, and zoning for A-rated schools. Enjoy the community resort-style pool with lap lanes and easy access to beaches, dining, and historic downtown. Inside, an expansive great room offers an open layout with a versatile office/flex space and linear electric fireplace. The gourmet kitchen features GE Café gas appliances, Aquasana water filtration, and a walk-in pantry. A dedicated mudroom leads to a well-appointed laundry room with cabinetry, countertops, hanging rack, and utility sink. Every bedroom features its own en-suite bath. The primary suite offers dual vanities, a makeup vanity, and oversized shower with triple showerheads. Outside, enjoy a screened lanai with gas line access and extended paver patio overlooking the private fenced yard. Beautifully staged by Dwell.

Cost to own

Mortgage calculator

Home Price

$709,999

Down Payment: 20%

$142,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,646

Principal & Interest: $3,646

Property taxes (est.): $980

Insurance (est.): $473

Estimated Total Monthly

$5,100

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,646

Property taxesest. at asking price, Nassau County$980

HOAbilled quarterly$119

Estimated total, before insurance$4,746/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History