This home is in Yulee — a home near Yulee High School.
Active·2 days on market
162 Vista Bluff Lane 0095
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
NEW COMMUNITY! Sandy Bluff features a gated entrance, community riverfront boardwalk, pickleball court, dog park, trails & more! The Bluffton offers 2,389 square feet of thoughtfully designed living space, including 4 bedrooms and 2.5 bathrooms. This sophisticated open-concept floor plan is bathed in natural light, with the dining room, gathering room, and gourmet kitchen flowing together. The chef-inspired kitchen boasts a generous island, a spacious walk-in pantry, and stylish finishes throughout. Expansive sliding glass doors open to the covered lanai, providing a seamless transition between indoor and outdoor living—perfect for al fresco dining and relaxed gatherings. The serene owner's suite is complemented by a spa-like bath, featuring an expansive walk-in shower, dual vanities, and his and hers separate closets. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,388 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 14, 2026Listed$627,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $263/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 125 Vista Bluff Lane 0004, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Aug 2026 | $550,000 | $258 | 3/2.5 | 2,135 | 90 | 0.1 |
| 352 Sandy Bluff Drive 0065, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Aug 2026 | $624,900 | $255 | 4/3.5 | 2,455 | 70 | 0.1 |
| 173 Vista Bluff Lane 0010, Yulee, FL 32097Listed by MONOGRAM REALTY INC | May 2026 | $665,200 | $231 | 4/3.5 | 2,883 | 0 | 0.1 |
| 416 Sandy Bluff Drive 0057, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Apr 2026 | $696,750 | $246 | 4/3 | 2,827 | 0 | 0.1 |
| 662 Sandy Bluff Drive 0032, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $690,450 | $244 | 4/3 | 2,827 | 0 | 0.2 |
| 572 Sandy Bluff Drive 0043, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $710,000 | $251 | 4/3 | 2,827 | 0 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MONOGRAM REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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