This home is in Yulee — a home near Yulee High School.
Active·Listed today
314 Saw Palmetto Street
Yulee, FL 32097
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
FIVE bedrooms, FOUR full baths, a screened lanai, and a FENCED yard backing to the preserve in Wildlight's Forest Park. Built by Pulte in 2023, this 2,802 sf Whitestone plan places the owner's suite on the main level with a walk-in shower, plus an oversized loft upstairs. The kitchen features 42-inch upper cabinets with crown molding, soft-close drawers and roll-out trays, White Zeus quartz, an arabesque tile backsplash, and stainless appliances. Upgrades throughout the house include 8-ft doors on the first floor, an open stair rail with oak handrail, whole-house gutters, and a security system. A pocket slider glass door opens to the screened lanai, with a gas stub for the grill, overlooking the wooded buffer. Additional updates include water softener, epoxy garage flooring, and laundry utility sink. Just across from Wildlight Elementary, minutes to the YMCA, WaterBug Park, trails, I-95, and Amelia Island.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 12 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 6 mi · Boggy Creek
Closest grocery store
Publixabout 0.8 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 29, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $495,000 | $239 | 3/2 | 2,072 | 68 | 0.1 |
| 294 Sawgrass Drive, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $675,000 | $291 | 4/2 | 2,319 | 105 | 0.3 |
| 426 Hawthorn Park Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jul 2026 | $470,000 | $227 | 3/2 | 2,073 | 87 | 0.3 |
| 860 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $539,000 | $266 | 3/2.5 | 2,024 | 79 | 0.4 |
| 788 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jun 2026 | $495,000 | $249 | 2/2.5 | 1,989 | 10 | 0.4 |
| 828 Del Webb Parkway, Yulee, FL 32097Listed by NON MLS (realMLS) | Jun 2026 | $775,902 | $283 | 4/3 | 2,741 | 1 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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