This home is in Amelia South Condo, Fernandina Beach — an oceanfront condo on Amelia Island.
$725,0002 bd · 2 ba · 1,130 sq ft
Active·100 days on market·Amelia South Condo
3350 S Fletcher Avenue J1
Fernandina Beach, FL 32034
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About this home
Amelia South Condo
WELCOME TO UNIT J1!** This RARE GROUND FLOOR - 2 Bedrooms and 2 Baths -unit offers direct access to both the beach and the community pool, making it ideal for full-time living, a VACATION RETREAT, or an INCOME PRODUCING RENTAL. Offered FULLY FURNISHED and move-in ready, the open-concept floor plan features NO CARPET, CREATING A CLEAN LOW MAINTENANCE Space perfectly suited for beachside living. The updated Bright kitchen is a standout, boasting stunning, UNOBSTRUCTED VIEWS—so whether you're cooking, dining, or simply unwinding, the scenery is always front and center. Both bathrooms have been tastefully updated, enhancing the overall comfort and appeal. Step outside to the private patio and enjoy the soothing sound of the waves and refreshing ocean breezes—an ideal setting for morning coffee or relaxing evenings. In addition to being a peaceful COASTAL ESCAPE, this condo offers strong year-round rental potential. Conveniently located near Amelia Island's top restaurants and just 10
Next steps in Amelia South Condo
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Beach access 34, S Fletcher Ave. & Mantanzas Ave.about 0.1 mi
Closest park or preserve
Egans Creek Greenway9 min drive · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 4 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 3 mi · Egan's Creek
Closest grocery store
Publix8 min drive · 1421 Sadler Rd, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $554,800 | $514,460 | — |
| 2024 | $552,000 | $467,691 | — |
| 2023 | $536,000 | $425,174 | — |
| 2022 | $460,000 | $386,522 | — |
| 2021 | $379,000 | $351,384 | — |
| 2020 | $345,000 | $319,440 | — |
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Active$725,000
- Jul 7, 2026Withdrawn$725,000
- Jan 23, 2026Listed$725,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $619/sq ft; this home is listed at $642/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3350 S Fletcher Avenue F7, Fernandina Beach, FL 32034Listed by TAYLORED REALTY, INC. | May 2026 | $685,000 | $606 | 2/2 | 1,130 | 84 | 0 |
| 3350 S Fletcher Avenue C5, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $700,000 | $619 | 2/2 | 1,130 | 183 | 0 |
| 3350 Fletcher Avenue 6J, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $700,000 | $619 | 2/2 | 1,130 | 133 | 0 |
| 3350 S Fletcher Avenue #7I, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Jul 2025 | $685,000 | $606 | 2/2 | 1,130 | 147 | 0 |
| 3240 Fletcher Avenue 560, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $750,000 | $641 | 2/2 | 1,170 | 21 | 0.1 |
| 2700 Mizell Avenue 402B, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTY | Aug 2025 | $375,000 | $350 | 2/2 | 1,072 | 68 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia South Condo
Amelia South Condo is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
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