This home is in Sandy Ridge, Yulee — a gated community home on Amelia Island.
Active·4 days on market·Sandy Ridge
85292 Sandy Ridge Loop
Yulee, FL 32097
2 more homes for sale in Sandy Ridge →Search Sandy Ridge on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sandy Ridge
Welcome to this beautiful single-story 4-bedroom, 3-bath home with a dedicated office in desirable Sandy Ridge! Enjoy an open, functional layout designed for comfortable Florida living, with peaceful pond-to-preserve views from the home and screened porch. Recent updates include fresh interior paint, plantation shutters, gutters, and large ceiling fans throughout the home and on the porch. The office features French doors, creating a private space for working from home or flexible use. Relax on the screened porch while enjoying the tranquil views. Ideally located between Jacksonville International Airport, Fernandina Beach and Amelia Island, and the growing Wildlight community, with convenient access to shopping, dining, entertainment, beaches, and more. Thoughtful updates, single-story living, serene views, and an excellent location make this home a must-see!
Next steps in Sandy Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Peters Point Beachfront Parkabout 8 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenway25 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 1 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 9 mi · Boggy Creek
Closest youth league fields
Tom Marshall Park25 min drive · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,740/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 13, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 0.1 |
| 85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $490,900 | $226 | 4/2 | 2,171 | 110 | 0.1 |
| 85228 Sandy Ridge Loop 0025, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $539,500 | $231 | 4/3 | 2,340 | 105 | 0.1 |
| 86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Aug 2026 | $440,000 | $184 | 4/3 | 2,388 | 18 | 0.2 |
| 85148 Sandy Ridge Loop 0017, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $556,000 | $203 | 4/3 | 2,736 | 82 | 0.2 |
| 86178 Sand Hickory Trail, Yulee, FL 32097Listed by THE STANLEY REALTY GROUP LLC | May 2026 | $415,000 | $171 | 4/3 | 2,423 | 6 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Ridge
Sandy Ridge is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Sandy Ridge homes for sale →Keep looking
More homes in Sandy Ridge
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Under Contract85390 Sandy Ridge LoopYulee, FL 32097
4 bd · 3 ba · 2,732 sq ft
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Krista Fracke
Broker Associate
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