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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach — a home near Yulee High School.

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Active·135 days on market·Amelia Walk

85491 Fall River Parkway

Fernandina Beach, FL 32034

$797,000$259/sqftEst. $4,415/moMLS# 2148385
↓ $38,000 below original list
4
Beds
3.5
Baths
3,073
Sq Ft
2023
Built
3
Garage
No
Pool

14 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo13,939 sqft lotSingle Family Residence1 story

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About this home

Amelia Walk

MOTIVATED SELLER!! Welcome to 85491 Fall River Parkway, a beautifully designed 4-bedroom, 3.5-bath, 3,073 sq. ft. home in the desirable Amelia Walk community of Fernandina Beach, FL. This spacious one-story home features an open-concept floor plan, gourmet kitchen with large island and walk-in pantry, generous living spaces, and a private primary suite. Enjoy the peaceful pond/water view and one of the home's most sought-after features—a 3-car garage with dedicated RV/boat storage, perfect for recreational vehicles, watercraft, or additional storage. Amelia Walk offers resort-style amenities including a community pool, clubhouse, fitness center, tennis and pickleball courts, playground, and more. Conveniently located near Amelia Island beaches, shopping, dining, and historic downtown Fernandina Beach. Now offered at $797,000. If you're searching for a luxury Fernandina Beach home with a water view, spacious living, and RV/boat garage, this property is worth seeing!

Next steps in Amelia Walk

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,415
Property taxesest. at asking price, Nassau County$1,100
HOAbilled annually$7
Estimated total, before insurance$5,522/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,709/yr · $892/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$797,000
$159,400
Loan Term
Monthly Payment
$4,415
Principal & Interest: $4,415
Property taxes (est.): $1,100
Insurance (est.): $531
Estimated Total Monthly
$6,046
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $742,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$597,564$404,864—
2024$570,622$392,746—
2023$75,000$71,500—
2022$65,000$65,000—
2021$40,000$40,000—
2020$14,661$14,661—

2025 property taxes (current owner): $10,709/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$797,000−$2,000
  • Jul 8, 2026Price change$799,000−$36,000
  • Jun 5, 2026Listed$835,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$685,000$2473/2.52,770770.1
85401 Fall River Parkway, Fernandina Beach, FL 32034Listed by UNITED REAL ESTATE GALLERYJul 2026$840,000$2644/3.53,187940.1
85021 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$725,000$2265/33,212800.3
84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$445,000$1964/22,26600.4
85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLCSep 2026$455,000$1994/32,282810.5
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$797,000
Price / Sq Ft$259
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,073
Acres0.32 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address85491 Fall River Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,939.2 sq ft
Parcel Number132N27072300960000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener, RV Access/Parking
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 5, 2026
Days on Market134
HOA Fees$84 / Annually
HOA FrequencyAnnually
HOA NameAMELIA WALK
Tax Amount$10,708.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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