This home is in Fernandina Beach.
Active·Listed today
554 Santa Maria Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Updated Amelia Island Heated Pool Home with New Roof and Lanai Screen | Minutes to Beach & Downtown Fernandina Located in the highly desirable Isle de Mai community on Amelia Island, this beautifully maintained 4-bedroom, 3-bath pool home has the ideal blend of coastal living, comfort, and convenience. The open floor plan featuring high ceilings, crown molding, spacious living areas, and a split-bedroom layout designed for privacy and functionality. The renovated chef's kitchen opens seamlessly to the great room overlooking the screened lanai, heated pool, and spa - entertain or relax year-round. Recent updates and upgrades include: * New roof (2024) * Newly replaced pool screen enclosure (2024) * 25-year Rhino Shield ceramic exterior coating * Pool & spa heat pump * Carrier Heating & AC system * Reem water treatment system * Smartcore premium waterproof flooring * Custom lighting * Consistent and ongoing termite, pest, and rodent control
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,066/yr
Estimated taxes if purchased at asking price: ~$16,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 16, 2026Listed$975,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEYCOME OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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