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1102 LADIES Street, Fernandina Beach, FL 32034

$1,699,000
MLS# 2133517
3
Bedrooms
2
Bathrooms
2,360
Sq Ft
2019
Year Built

About This Home — 1102 LADIES Street

In the historic heart of Old Town, 1102 Ladies Street is a rare Amelia Island find blending classic charm with exceptional craftsmanship. Set on a highly desirable double lot, this custom-built home was designed for strength and efficiency with durable 2x8 framing--an advantage in this coastal wind zone. A true Old Town rarity is the ample off-street driveway parking, making everyday living and entertaining easy. The main level features an open kitchen and dining area that flows into the living room, anchored by a BlueStar gas range and a cozy wood-burning fireplace. Quality upgrades include foam insulation with added attic and underfloor insulation and a standing seam metal roof for long-term durability. The oversized fenced backyard faces Egan's Creek, offering a peaceful setting with additional privacy from the undeveloped parcel next door. Enjoy sunsets out front and relaxed evenings in the spacious backyard. Opportunities like this with a double lot, structural upgrades.

Features

Price$1,699,000
Price / Sq Ft$720
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,360
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1102 LADIES Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionOld Town
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031158000140110

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchRear Porch

Additional Information

Date ListedMarch 6, 2026
Days on Market86
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$1,699,000
$339,800
Loan Term
Monthly Payment
$9,043
Principal & Interest: $9,043
Est. Taxes & Insurance: $2,261
Estimated Total Monthly
$11,303
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICESTAMARA JONES · TJones@RealEstateAmelia.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida