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This home is in Amelia Walk, Fernandina Beach.

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Active

$719,0004 bd · 3.5 ba · 3,268 sq ft

Active·49 days on market·Amelia Walk

85225 Northfield Court

Fernandina Beach, FL 32034

$719,000$220/sqftEst. $3,897/mo mortgageMLS# 2166268
4
Beds
3.5
Baths
3,268
Sq Ft
2022
Built
4
Garage
No
Pool

13 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo13,939 sqft lotSingle Family Residence1 story

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About this home

Amelia Walk

Ask Listing Agent about Special Rate Opportunity- Stunning 4 bed, 3.5 bath home in desirable Amelia Walk featuring an ultra garage for RV or boat parking. Walk into a grand entrance with luxury vinyl plank flooring throughout and an openconcept floor plan designed for comfortable everyday living. The gourmet kitchen has stainless double ovens and a large island that flows seamlessly into the main living area. An open versatile flex space can be used as a formal dining room, home office, or additional sitting area. The 4th bedroom is perfect for a second flex space that provides even more versatility for a playroom, media room, hobby space, or home gym. The private primary suite offers a retreat feel with an en-suite bath featuring a huge walk-in shower and two large separate walk-in closets. Step outside to the screened patio overlooking the fenced backyard, with a preserve view. Tons of extra storage for power sport vehicles, boats, etc the attached RV garage is the standout feature.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,897
Property taxesest. at asking price, Nassau County$962
HOAbilled annually$7
Estimated total, before insurance$4,866/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,334/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$719,000
$143,800
Loan Term
Monthly Payment
$3,897
Principal & Interest: $3,897
Property taxes (est.): $962
Insurance (est.): $479
Estimated Total Monthly
$5,338
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$595,648$0—

2025 property taxes (current owner): $4,334/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$719,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85617 Fall River Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$564,000$1974/3.52,863190.2
85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$685,000$2473/2.52,770770.2
85401 Fall River Parkway, Fernandina Beach, FL 32034Listed by UNITED REAL ESTATE GALLERYJul 2026$840,000$2644/3.53,187940.3
85021 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$725,000$2265/33,212800.3
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.4
85311 Berryessa Way, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$574,000$2363/2.52,430780.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$719,000
Price / Sq Ft$220
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,268
Acres0.32 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85225 Northfield Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,939.2 sq ft
Parcel Number132N27072300460000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 24, 2026
Days on Market49
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$4,334.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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