This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.
Active·45 days on market·Bannon Lakes
308 Blind Oak Circle
St. Johns, FL 32095
24 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
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About this home
Bannon Lakes
Experience the beautiful Trailside, showcasing Craftsman-inspired design and a thoughtfully planned 2-story open-concept layout. The main level features the main gathering space, extended covered lanai, secondary bedroom, and full bath. Upstairs offers a spacious Owner's Suite, three additional bedrooms, a flexible loft, two full baths, and a conveniently located laundry room. The gourmet kitchen includes 42'' white soft-close cabinetry, a crisp white Flow tile backsplash, oversized island, and Whirlpool stainless steel appliances, including the refrigerator. Enjoy added upgrades such as a Smart Home package, 8-foot interior doors, brush nickel hardware, a 4' garage extension, and premium finishes throughout. Residents also have access to a 4,000-square-foot amenity center with a fitness center, resort-style pool, playground, tennis and pickleball courts, walking trails, and two dog parks.
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 8 mi · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area15 min drive · 1.9 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 7 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 7 mi · Tolomato River
Closest youth league fields
Mill Creek Park13 min drive · Baseball
Closest grocery store
Costco7 min drive · 215 World Commerce Parkway, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 14, 2026Price change$473,296−$15,298
- Oct 9, 2026Price change$488,594−$3,000
- Sep 24, 2026Price change$491,594−$7,406
- Sep 11, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $191/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44 Greenhead Court, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $451,500 | $254 | 4/2 | 1,775 | 57 | 0.1 |
| 241 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $439,000 | $247 | 4/2 | 1,775 | 45 | 0.1 |
| 379 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $463,000 | $220 | 4/3 | 2,107 | 72 | 0.1 |
| 190 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $515,110 | $207 | 5/3 | 2,483 | 8 | 0.1 |
| 274 Flintlock Lane, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jul 2026 | $453,314 | $183 | 5/3 | 2,483 | 23 | 0.1 |
| 155 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $460,000 | $227 | 3/2.5 | 2,024 | 77 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
For Sale329 Flintlock LaneSt. Johns, FL 32095
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$479,000Est. $2,549/moIntroducing the Morris, a beautifully crafted open-layout home with a classic Craftsman-inspired elevation. This home…
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For Sale114 Bluejack LaneSt. Augustine, FL 32095
4 bd · 2 ba · 2,008 sq ft
$459,900Est. $2,448/moSPECTACULAR LONG LAKE VIEWS! Perfectly positioned on one of Bannon Lakes' beautiful lakes, this light-filled home…
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Pending372 Blind Oak CircleSt. Augustine, FL 32095
5 bd · 3 ba · 2,296 sq ft
$489,500Est. $2,605/moDiscover the new Symphony floor plan, featuring an open-concept layout with 5 bedrooms, 3 bathrooms, and a 2-car…
Listing Office: pulte realty of north florida, llc.
Pending290 Blind Oak CircleSt. Johns, FL 32095
4 bd · 3 ba · 2,171 sq ft
$495,000Est. $2,635/moDiscover the Mystique, a thoughtfully crafted 4-bedroom, 3-bath home with Craftsman-inspired details and a private den…
Listing Office: pulte realty of north florida, llc.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines