This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.
Active·Listed today·Bannon Lakes
266 Blind Oak Circle
St. Johns, FL 32095
25 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Bannon Lakes
Experience the Mystique, a beautifully designed 4-bedroom, 3-bath home featuring coastal-inspired style and thoughtfully selected upgrades throughout. The gourmet kitchen serves as the centerpiece of the home with quartz countertops, white cabinetry, a Flow White tile backsplash, a large island, and a Whirlpool appliance package that includes a wood hood, gas cooktop, microwave and oven tower, dishwasher, and refrigerator. Luxury Vinyl Plank flooring flows through the main living areas, while the extended gathering room is enhanced by a tray ceiling and opens to the covered lanai through sliding glass doors. An additional sliding glass door at the café brings in abundant natural light and provides even more access to outdoor living space. Additional features include a Smart Home Package, 8-foot interior doors, 2" faux wood blinds, and designer-selected finishes. Residents enjoy a 4,000-square-foot amenity center with a fitness center, resort-style pool, playground, tennis and more!
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 5, 2026Listed$498,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
Pending106 Iron Sight DriveSt. Johns, FL 32095
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For Sale329 Flintlock LaneSt. Johns, FL 32095
4 bd · 3 ba · 2,107 sq ft
$499,000Est. $2,656/moIntroducing the Morris, a beautifully crafted open-layout home with a classic Craftsman-inspired elevation. This home…
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Pending161 Flintlock LaneSt. Johns, FL 32095
5 bd · 3 ba · 2,296 sq ft
$499,900Est. $2,661/moExplore the all-new Symphony floor plan, an open-concept home offering 5 bedrooms, 3 bathrooms, and an extended 2-car…
Listing Office: pulte realty of north florida, llc.
Pending290 Blind Oak CircleSt. Johns, FL 32095
4 bd · 3 ba · 2,171 sq ft
$495,000Est. $2,635/moDiscover the Mystique, a thoughtfully crafted 4-bedroom, 3-bath home with Craftsman-inspired details and a private den…
Listing Office: pulte realty of north florida, llc.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines