This home is in Bannon Lakes, St. Augustine — a home near Tocoi Creek High School.
Active·281 days on market·Bannon Lakes
772 Blind Oak Circle
St. Augustine, FL 32095
23 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Bannon Lakes
Preserve Lot. Cul-de-Sac Setting. Exceptional Scale and Design. Homes of this size, quality, and flexibility rarely come together like this. Set at the end of a quiet cul-de-sac on one of the community's largest preserve lots at .32 acres, this two-year-young Pulte residence delivers 4,284 square feet of refined living with a layout built for real life and long-term versatility. The moment you enter, wide hallways, soaring ceilings, and a dramatic open flow establish the scale. The massive great room anchors the home and connects seamlessly to the outdoors through a three-tier pocket sliding glass door, opening to a covered patio with tranquil preserve views. The space is plumbed and ready for an outdoor kitchen, making entertaining effortless. The gourmet kitchen overlooks the main living area and offers premium finishes, abundant storage, and room to gather. Separate formal living and dining rooms provide flexibility for hosting, working
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $943,800 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $721,289 | $670,567 | — |
| 2024 | $720,216 | $670,216 | — |
| 2023 | $95,000 | $95,000 | — |
| 2022 | $33,600 | $33,600 | — |
2025 property taxes (current owner): $12,576/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jan 5, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 690 Cedar Preserve Lane, St. Augustine, FL 32095Listed by ERA ONETEAM REALTY | Aug 2026 | $859,000 | $249 | 5/4.5 | 3,454 | 63 | 0.2 |
| 364 Beechnut Circle, St. Augustine, FL 32095Listed by NON MLS (realMLS) | Jul 2025 | $637,640 | $182 | 5/4 | 3,500 | 10 | 0.3 |
| 316 Renwick Parkway, St. Johns, FL 32095Listed by EPIQUE REALTY, INC | Jun 2026 | $705,000 | $224 | 5/4 | 3,154 | 64 | 0.8 |
| 284 Bronson Parkway, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Sep 2026 | $775,000 | $256 | 4/3 | 3,029 | 36 | 0.9 |
| 221 Westcott Parkway, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $975,000 | $321 | 4/3 | 3,039 | 10 | 1.1 |
| 60 Westcott Parkway, St. Augustine, FL 32095Listed by RE/MAX BLUE COAST | Jun 2026 | $1,485,000 | $341 | 4/3.5 | 4,349 | 7 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines