Jacksonville flood zones, area by area, from live listings.

Which parts of Jacksonville are in a flood zone?

The ones that touch tidal water. On the live table the riverfront districts (San Marco, Riverside, Avondale, Ortega, the Mandarin and Beauclerc river streets), the Intracoastal frontage from Queens Harbour south, and the beach towns carry the largest high-risk shares; the Southside, Baymeadows, Mandarin’s interior, Intracoastal West and the master plans (eTown, Bartram Park, Tamaya) read almost entirely Zone X. The map follows the St. Johns River and the ocean.

Does Mandarin flood? Does San Marco?

Mandarin splits at the river: the Mandarin Road and Scott Mill frontage and the creek mouths carry high-risk zones, the subdivisions behind them read X (333 of 338 current Mandarin listings on the day this page was built). San Marco is the Southbank: the river-side blocks and the streets near the creeks carry AE zones and took water in Irma in 2017; the interior blocks read X. Each has its own page with the live mix.

Do I need flood insurance in Jacksonville?

A lender requires it only in the high-risk zones (A, AE, AO, VE), which here means the river, the Intracoastal, the creeks and the beaches. In Zone X it is optional and I still raise it: Zone X premiums are typically the lowest a homeowner can buy, and 2017 put water into Zone X streets along the river. Knowing the zone before you offer is the part that is not optional.

What are the Duval County evacuation zones?

Duval County orders surge evacuations by lettered zone, A first, from the ocean, the Intracoastal and the river frontage inward. The evacuation table on this page is the live mix of current listings; a large share of inland homes sit outside the surge zones entirely, and every listing on this site shows its own letter next to its FEMA zone.

How accurate is the flood zone on each listing?

Each listing’s zone is computed from FEMA’s national flood-hazard layer against the home’s coordinates, the same source lenders and insurers start from. A survey elevation certificate can refine an individual property’s status, and a letter of map amendment can remove a home from a high-risk zone. On any river, creek or Intracoastal home I pull the certificate before anything else.