Skip to main content
Coastal boardwalk at sunrise in Northeast Florida

Terra Costa vs Seven Pines: prices, pace & inventory — September 2026

Two of Northeast Florida’s most-asked-about markets, side by side — live numbers, no spin. Which one fits you depends on more than medians; Krista knows both streets-level.

Terra CostaSeven Pines
Median list price$606,950$766,925
Avg. price / sq ft$274$350
Median sold (12 mo)$712,500$778,296
Homes sold (12 mo)658
Avg. days on market92 days70 days
Homes for sale now221

Live NEFAR MLS data, refreshed daily. Sold figures reflect the trailing 12 months where sample sizes support them.

The decision checklist

Terra Costa vs Seven Pines: what each community actually has

Terra CostaSeven Pines
Price range (for sale now)$475K–$739K$595K–$1.3M
Assigned high schoolAtlantic CoastAtlantic Coast
Gated communityYes
Golf course
New construction availableYes
Private-pool homes
Waterfront homesSome homes
Homes in a FEMA flood zone
CDD districtYes · fee guide

Feature prevalence is derived from each community’s current listings and updates as inventory turns over. “Some homes” means the feature appears in part of the active inventory, not community-wide.

How They Compare

Terra Costa or Seven Pines?

Terra Costa and Seven Pines are both non-age-restricted Jacksonville communities zoned for Atlantic Coast High School, but they differ in price, scale, and construction vintage. Terra Costa is a gated community with homes generally ranging from the $490s into the mid-$800s, running about 1,500 to 3,200 square feet in traditional, villa, and contemporary styles — and its current MLS inventory is resale. Seven Pines carries a higher price floor — from the upper $500s to over $1.2 million — and larger homes, typically 1,800 to 3,700 square feet, with roughly half the current inventory being new construction.

Seven Pines also includes a fitness center, pickleball, jogging path, and fishing among its amenities, while Terra Costa offers a gated entry with a clubhouse and children's pool. Buyers weighing the two usually come down to whether gated privacy and a more established feel (Terra Costa) or newer construction with a broader amenity package (Seven Pines) is the higher priority.

Torn between them?

The right answer depends on commute, schools, HOA/CDD costs, and lifestyle — Krista has walked buyers through both for years and will tell you straight which fits your situation.

Contact Krista Fracke