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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Grande, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active·Listed today·Ocean Grande

425 N Ocean Grande Drive 102

Ponte Vedra Beach, FL 32082

$660,000Est. $3,656/moMLS# 2168519
3
Beds
3
Baths
0
Sq Ft
2004
Built
1
Garage
No
Pool

4 more homes for sale in Ocean Grande →Search Ocean Grande on the map

HOA $932/moWaterfrontCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ocean Grande

Live the Lifestyle at Ocean Grande Ponte Vedra Beach. This newly furnished or unfurnished 3-bedroom, 3-bathroom condominium offers views of the Preserve and the Intracoastal Waterway, perfectly situated on the edge of the Guana River Reserve. Expansive gatherings or intimate meals, there's dining options for every situation. Cozy up to the warm fireplace after a dip in the ocean. Enjoy mesmerizing sunsets and daily boat parades right from your windows. Indulge in outdoor living with a brand-new grill on the screened in covered patio ideal for entertaining or unwinding after a long day. Plus, you're just steps away from the beach, making it easy to savor the sun and surf. Enjoy hassle-free living with included amenities, water and Wi-Fi. Pickleball and tennis are right on property helping to keep you active. Don't miss out on this unique opportunity to embrace coastal living at its finest!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,656
Property taxesest. at asking price, St. Johns County$878
HOAbilled monthly$932
Estimated total, before insurance$5,466/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,627/yr · $552/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$660,000
$132,000
Loan Term
Monthly Payment
$3,656
Principal & Interest: $3,656
Property taxes (est.): $878
Insurance (est.): $440
Estimated Total Monthly
$4,974
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:23 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$490,000$490,000—
2024$629,000$496,463—
2023$562,650$451,330—
2022$425,000$410,300—
2021$373,000$373,000—
2020$370,000$370,000—

2025 property taxes (current owner): $6,627/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$660,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$660,000
Bedrooms3
Bathrooms3.00
Full Baths3
Year Built2004
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address425 N Ocean Grande Drive 102, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionOcean Grande
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number1422291112
ZoningCondominium

Amenities

AmenitiesGated, Maintenance Grounds, Pickleball, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesElectricity Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Protected Preserve, Trees/Woods
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
Road SurfaceAsphalt

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$932 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInternet, Maintenance Grounds, Trash, Water
Tax Amount$6,627.35
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SHOE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Grande

Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Ocean Grande homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines