This home is in Ocean Grande, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Active·Listed today·Ocean Grande
220 S Ocean Grande Drive E 104
Ponte Vedra Beach, FL 32082
5 more homes for sale in Ocean Grande →Search Ocean Grande on the map
About this home
Ocean Grande
Experience refined coastal living in this stunning first-floor, fully remodeled 3BR/3BA end-unit at Ocean Grande in coveted South Ponte Vedra. This residence combines privacy, luxury, and effortless beach access, with sweeping lake views. Two screened outdoor spaces extend the living experience, including a spacious wrap-around patio with a built-in gas grill and automatic hurricane shutters--perfect for relaxed entertaining. A private pedestrian tunnel provides convenient beach and Ocean Club access without crossing A1A. The seller is also including the initiation fee for membership to South Ponte Vedra Ocean Club with the property, offering access to premier club amenities. Impeccably maintained and move-in ready, this exceptional coastal residence offers a rare opportunity to experience the best of South Ponte Vedra living.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,830 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:17 AM, sunset 7:13 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $585,900 | $585,900 | — |
| 2024 | $623,100 | $250,827 | — |
| 2023 | $583,808 | $242,065 | — |
| 2022 | $448,260 | $233,558 | — |
| 2021 | $389,670 | $225,299 | — |
| 2020 | $389,670 | $221,498 | — |
2025 property taxes (current owner): $7,924/yr
Estimated taxes if purchased at asking price: ~$12,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 28, 2026Active$789,000
- Sep 15, 2026Listed$789,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Grande
Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Ocean Grande homes for sale →Keep looking
More homes in Ocean Grande
Pending435 Ocean Grande Drive 306Ponte Vedra Beach, FL 32082
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For Sale325 S Ocean Grande Drive 203Ponte Vedra Beach, FL 32082
3 bd · 3 ba · 2,036 sq ft
$699,900Est. $3,725/moCome Enjoy the Ponte Vedra beach lifestyle in this Beautiful Condo WITH OCEAN VIEWS! Welcome to resort-style coastal…
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For Sale215 S Ocean Grande Drive 103Ponte Vedra Beach, FL 32082
3 bd · 3 ba
$569,900Est. $3,033/moBeautifully positioned first-floor residence offering spectacular sunset views from the screened and enclosed patio.…
Listing Office: coldwell banker premier properties
For RentLease
315 Ocean Grande Drive 206Ponte Vedra Beach, FL 32082
3 bd · 3 ba · 2,239 sq ft
$4,645/moThis Luxury 3BR/3BA condo is now available for rent in the gated community of Ocean Grande located in Ponte Vedra…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines