This home is in Grand Cay Villas, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
Active·87 days on market·Grand Cay Villas
170 Veracruz Drive 334
Ponte Vedra Beach, FL 32082
12 more homes for sale in Grand Cay Villas →Search Grand Cay Villas on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Grand Cay Villas
Welcome to effortless coastal living in the heart of Ponte Vedra Beach. This beautifully refreshed 1 bed/1 bath + flex room residence is perched on the third floor, offering privacy, tranquility, and soaring ceilings in the living room that create an airy, open feel rarely found in this price point. Sunlight pours through expansive windows, framing a peaceful canopy of mature trees, a serene, almost tree-house-like setting you'll enjoy every day. The condo updates include brand-new carpet throughout, fresh interior paint and new windows in the flex room, making it completely move-in ready. The versatile flex room is ideal for a home office, reading retreat, fitness space, or guest area, perfect for today's flexible lifestyle. Located inside a gated community just steps from TPC Sawgrass and only an 8-minute ride to the beach, you'll enjoy both convenience and exclusivity. Whether you're looking for a full-time residence, vacation escape, or investment opportunity
Next steps in Grand Cay Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $203,000 | $0 | — |
| 2024 | $219,000 | $0 | — |
| 2023 | $195,300 | $0 | — |
| 2022 | $178,000 | $35,327 | — |
| 2021 | $130,000 | $32,842 | — |
| 2020 | $130,000 | $31,698 | — |
Estimated taxes if purchased at asking price: ~$3,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$189,000−$9,000
- Aug 20, 2026Price change$198,000−$1,999
- Jul 19, 2026Price change$199,999−$9,001
- Feb 18, 2026Listed$209,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $270,000 | $254 | 2/2 | 1,065 | 32 | 0 |
| 211 Colima Court 1128, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $240,000 | $206 | 2/2 | 1,163 | 39 | 0.2 |
| 100 Fairway Park Boulevard 2102, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $185,000 | $168 | 2/2 | 1,100 | 13 | 0.9 |
| 100 Fairway Park Boulevard 306, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $210,000 | $203 | 2/2 | 1,032 | 291 | 0.9 |
| 799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $310,000 | $279 | 2/2 | 1,113 | 82 | 1 |
| 27 Arbor Club Drive 106, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $240,000 | $215 | 2/2 | 1,116 | 7 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Grand Cay Villas
Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
View all Grand Cay Villas homes for sale →Keep looking
More homes in Grand Cay Villas
For Sale230 Colima Court 922Ponte Vedra Beach, FL 32082
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For Sale230 Colima Court 924Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$219,900Est. $1,170/moPONTE VEDRA BEACH CONDO WITH GARAGE & RESORT-STYLE AMENITIES Welcome home to this light and bright second-floor condo…
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For Sale130 Veracruz Drive 722Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$250,000Est. $1,331/moAre you looking for a location that offers amazing value at the fraction of the price? Do you want to live the beach…
Listing Office: watson realty corp
For Sale130 Veracruz Drive 718Ponte Vedra Beach, FL 32082
2 bd · 1 ba · 912 sq ft
$275,000Est. $1,464/moGROUND FLOOR CONDO in Ponte Vedra Beach gated community with lots of amenities! Two bedroom, one amazing UPDATED -…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines