This home is in Ponte Vedra Beach.

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130 Veracruz Drive 722

Ponte Vedra Beach, FL 32082

$250,000Est. $1,331/moMLS# 2155798

Beds

Baths

Sq Ft

1996

Built

—

Garage

Pool

About this home

Ponte Vedra Beach

Are you looking for a location that offers amazing value at the fraction of the price? Do you want to live the beach life at your own terms? Must SEE!! Ponte Vedra Beach is Calling! Investor or Home occupant, turn off your search! Fulltime living or just seasonally stays: Bike to the beach! Walk to restaurants! Walk to TPC events. Take advantage of this amazing opportunity to own this fully furnished 2-bedroom 2 bath floorplan in Grand Cay Villas! This spacious Ponte Vedra Beach condo is Fully Furnished and move in ready! Plus, you'll love the convenience of having, washer and dryer included with the sale. You'll enjoy plenty of privacy on your extra-large screened balcony, since this unit is located on the second floor. Don't forget about the large storage unit that comes with it. to store your bikes and golf clubs! Grab your Keys and Go! You are close to A+ rated schools, shopping, and the beach. Your opportunity to live the life of convenience is smiling upon you!

Cost to own

Mortgage calculator

Home Price

$250,000

Down Payment: 20%

$50,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,271

Principal & Interest: $1,271

Est. Taxes & Insurance: $318

Estimated Total Monthly

$1,588

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,331

Property taxesest. at asking price, St. Johns County$333

HOAbilled monthly$457

Estimated total, before insurance$2,120/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$223,000	$195,457	—
2024	$228,000	$177,688	—
2023	$261,330	$161,535	—
2022	$164,000	$146,850	—
2021	$133,500	$133,500	—
2020	$130,000	$130,000	—

2025 property taxes (current owner): $2,805/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$250,000

Bedrooms2

Bathrooms2.00

Full Baths2

Year Built1996

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address130 Veracruz Drive 722, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionGrand Cay Villas Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0621300722

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Spa/Hot Tub

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest, Off Street, On Street, Parking Lot