This home is in Grand Cay Villas, Ponte Vedra Beach.
Active·104 days on market·Grand Cay Villas
140 Veracruz Drive 626
Ponte Vedra Beach, FL 32082
12 more homes for sale in Grand Cay Villas →Search Grand Cay Villas on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Grand Cay Villas
Enjoy easy living in this beautifully updated 2-bedroom, 2-bathroom condo located in the heart of Ponte Vedra Beach. Just minutes from TPC Sawgrass, PGA TOUR headquarters, the beach, popular restaurants, shopping, and everything that makes Ponte Vedra such a desirable place to live, this move-in ready home offers both comfort and convenience. Inside, you'll find a renovated kitchen, updated bathrooms, and modern flooring throughout, giving the home a fresh, updated feel. The open living space is bright and inviting, making it perfect for relaxing or entertaining guests. Residents enjoy access to fantastic community amenities, including a pool, fitness center, park, and beautifully maintained grounds. Whether you're looking for a full-time residence, a weekend getaway, or an investment property, this condo is a wonderful opportunity to enjoy the Ponte Vedra lifestyle!
Next steps in Grand Cay Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $70,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $238,000 | $105,480 | — |
| 2024 | $243,000 | $101,800 | — |
| 2023 | $261,330 | $97,379 | — |
| 2022 | $183,000 | $93,086 | — |
| 2021 | $140,000 | $88,918 | — |
| 2020 | $137,000 | $87,000 | — |
2025 property taxes (current owner): $1,582/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 2, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $277/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $270,000 | $254 | 2/2 | 1,065 | 32 | 0.1 |
| 211 Colima Court 1128, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $240,000 | $206 | 2/2 | 1,163 | 39 | 0.2 |
| 695 A1A N 83, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $160,000 | $127 | 2/1.5 | 1,260 | 55 | 0.8 |
| 695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLC | Aug 2026 | $175,000 | $139 | 2/2 | 1,260 | 70 | 0.8 |
| 100 Fairway Park Boulevard 2102, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $185,000 | $168 | 2/2 | 1,100 | 13 | 0.8 |
| 100 Fairway Park Boulevard 306, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $210,000 | $203 | 2/2 | 1,032 | 291 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Grand Cay Villas
Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
View all Grand Cay Villas homes for sale →Keep looking
More homes in Grand Cay Villas
For Sale130 Veracruz Drive 718Ponte Vedra Beach, FL 32082
2 bd · 1 ba · 912 sq ft
$275,000Est. $1,464/moGROUND FLOOR CONDO in Ponte Vedra Beach gated community with lots of amenities! Two bedroom, one amazing UPDATED -…
Listing Office: christie's international real estate first coast
For Sale130 Veracruz Drive 722Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$250,000Est. $1,331/moAre you looking for a location that offers amazing value at the fraction of the price? Do you want to live the beach…
Listing Office: watson realty corp
For Sale230 Colima Court 924Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$219,900Est. $1,170/moPONTE VEDRA BEACH CONDO WITH GARAGE & RESORT-STYLE AMENITIES Welcome home to this light and bright second-floor condo…
Listing Office: re/max specialists pv
For Sale230 Colima Court 922Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 991 sq ft
$209,000Est. $1,112/moWelcome to the lowest priced condo in Grand Cay!! PLUS seller is offering seller financing! Come check out this…
Listing Office: real broker llc
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Grand Cay Villas
Grand Cay Villas guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines